| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD CALABASAS, CA 91302 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $24K | $4K | $28K | 16.27% |
| HODGES-MACE LLC3 Filed as: HODGES MACE LLC | PO BOX 95381 CHICAGO, IL 60694 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $5K | $5K | 2.80% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD CALABASAS, CA 91302 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $20K | $3K | $23K | 16.43% |
| HODGES-MACE LLC3 Filed as: HODGES MACE LLC | PO BOX 95381 CHICAGO, IL 60694 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $4K | $4K | 2.81% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD CALABASAS, CA 91302 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $14K | $3K | $18K | 17.99% |
| HODGES-MACE LLC3 Filed as: HODGES MACE LLC | PO BOX 95381 CHICAGO, IL 60694 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $3K | $3K | 2.90% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD CALABASAS, CA 91302 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $5K | $0 | $5K | 12.35% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD CALABASAS, CA 91302 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $4K | $0 | $4K | 11.49% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD CALABASAS, CA 91302 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $5K | $0 | $5K | 12.35% |
| DANONE SIMPSON INSURANCE SERVICES3 | 24005 VENTURA BLVD. CALABASAS, CA 91302 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $496 | $5K | 15.62% |
| HODGES-MACE LLC3 Filed as: HODGES MACE LLC | PO BOX 95381 CHICAGO, IL 60694 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $822 | $822 | 2.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,461 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,465 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 2,286 | $19.1M |
| Dental | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 2,286 | $6.1M |
| Vision | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 2,286 | $6.1M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,742 | $170K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 265 | $140K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 290 | $98K |
| Other(5 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,742 | $314K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,286 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.