| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | — | BLUECROSS BLUESHIELD OF TEXAS | $25K | $0 | $25K | 0.59% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE 17TH FLOOR DALLAS, TX 75231 | BLUECROSS BLUESHIELD OF TEXAS | $0 | $44 | $44 | 0.00% |
| ADVANCED INTEGRATION TECHNOLOGY, LP3 | 2805 EAST PLANO PARKWAY, SUITE 300 PLANO, TX 75074 | BLUECROSS BLUESHIELD OF TEXAS | $0 | $5 | $5 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | BLUECROSS BLUESHIELD OF TEXAS | $52K | $0 | $52K | 12.12% |
| MARSH & MCLENNAN AGENCY LLC3 | THREE GALERIA TOWER 13155 NOEL RD SUITE 1400 DALLAS, TX 75240 | BLUECROSS BLUESHIELD OF TEXAS | $0 | $11K | $11K | 2.53% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 1787 SENTRY PKWY W, VEVA 16 SUITE 320 BLUE BELL, PA 19422 | BLUECROSS BLUESHIELD OF TEXAS | $0 | $2K | $2K | 0.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 329 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 330 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 689 | $4.2M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 689 | $4.2M |
| Vision | BLUECROSS BLUESHIELD OF TEXAS | 325 | $431K |
| Life insurance | BLUECROSS BLUESHIELD OF TEXAS | 325 | $431K |
| Short-term disability | BLUECROSS BLUESHIELD OF TEXAS | 325 | $431K |
| Long-term disability | BLUECROSS BLUESHIELD OF TEXAS | 325 | $431K |
| Prescription drug | BLUECROSS BLUESHIELD OF TEXAS | 689 | $4.2M |
| Other(2 contracts) | BLUECROSS BLUESHIELD OF TEXAS | 689 | $4.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 689 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.