No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| STEVEN D. EISENBERG CPA, P.A. EIN 65-0140643 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | 13790 NW 4TH STREET, STE 100 SUNRISE, FL 33325 | $8K |
| AMERICAN BENEFIT CORPORATION EIN 58-6051152 CONTRACT ADMINISTRATION | Contract Administrator; Direct payment from the plan Service code 13 | 3150 US ROUTE 60 ONA, WV 25545 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 507 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 507 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | GROUP VISION SERVICE | 0 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.