Insurance carrier

VISON SERVICE PLAN

vision: 32

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
TN	2	$502K	0.1%	43.28x
VA	1	$26K	0.0%	15.30x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of VISON SERVICE PLAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where VISON SERVICE PLAN is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
UNITED FOOD & COMMERICAL WORKERS EMPL HEALTH & WELFARE U.F.C.W. LOCAL 1529 & CONTRIB EMPLOYERS H&W	TN	$455K	84	mixed	—
UFCW LOCAL 1529 RETIREE FUND U.F.C.W. LOCAL 1529 RETIREE FUND	TN	$47K	502	mixed	—
MBO PROFESSIONAL SERVICES INC. MBO PROFESSIONAL SERVICES INC. VISION PLAN	VA	$26K	281	fully insured	THE MELTZER GROUP INC