| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INSURANCE AND FINANCIAL | SERVICES, INC. 4221 N 203RD ST STE 200 ELKHORN, NE 68022 | UNITEDHEALTHCARE INSURANCE COMPANY | $58K | — | $58K | 4.00% |
| UNICO GROUP INC3 | 1128 LINCOLN MALL STE 200 LINCOLN, NE 685082878 | AMERITAS LIFE INSURANCE CORP. | $4K | — | $4K | 5.00% |
| WILLIS TOWERS WATSON US LLC3 | 300 SOUTH GRAND AVE 2000 LOS ANGELES, CA 90071 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 20.47% |
| UNICO GROUP INC3 | 1128 LINCOLN MALL STE 200 LINCOLN, NE 68508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 17.13% |
| J2T2 ENTERPRISES INC3 | 10135 S 162ND ST OMAHA, NE 68136 | CONTINENTAL AMERICAN INSURANCE COMPANY | $760 | — | $760 | 1.52% |
| KEVIN S HARRINGTON3 | 4800 HUDDERS FIELD CT LINCOLN, NE 68516 | CONTINENTAL AMERICAN INSURANCE COMPANY | $405 | — | $405 | 0.81% |
| ECKERT BENEFITS GROUP INC3 | 625 MORRISON DR OMAHA, NE 68154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $317 | — | $317 | 0.63% |
| TY FAIR3 Filed as: TY E FAIR | 9569 ENGLISH IVY CT FORTSON, GA 31808 | CONTINENTAL AMERICAN INSURANCE COMPANY | $238 | — | $238 | 0.48% |
| JOHN L BENN3 | 993 LISMORE DR COLUMBUS, GA 31904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $181 | — | $181 | 0.36% |
| THOMAS E SHEFFIELD3 | PO BOX 151 MCCOOL JUNCTION, NE 68401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $151 | — | $151 | 0.30% |
| RENEE J LORANGER3 | 11110 3RD AVE E BRADENTON, FL 34212 | CONTINENTAL AMERICAN INSURANCE COMPANY | $136 | — | $136 | 0.27% |
| JOHN E CARTER III3 | 7310 N LAKE DR STE B COLUMBUS, GA 31909 | CONTINENTAL AMERICAN INSURANCE COMPANY | $89 | — | $89 | 0.18% |
| TODD H BURRER3 | 17445 ARBOR ST STE 300 OMAHA, NE 68130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $84 | — | $84 | 0.17% |
| CALVIN LEVI RENTZ3 Filed as: CALVIN L RENTZ | 1628 LEE ROAD 250 SALEM, AL 36874 | CONTINENTAL AMERICAN INSURANCE COMPANY | $51 | — | $51 | 0.10% |
| AMY M BUCHANAN3 | 1584 RIDGE RD DURANGO, CO 81303 | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | — | $45 | 0.09% |
| CYNTHIA D WELKEN-PLACE3 | 601 CODY DR. BISMARK, ND 58503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | — | $40 | 0.08% |
| GREGORY A LITZ3 | 2005 GATEWAY DR GRAND FORKS, ND 58203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | — | $40 | 0.08% |
| MARK FRIEHE3 | 4611 S 96TH ST STE 101 OMAHA, NE 68127 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | 0.08% |
| KIMBERLY DIAN CROCKETT3 Filed as: KIMBERLY D CROCKETT | 1563 ASHLEY CREEK LN CORDOVA, TN 38016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | — | $37 | 0.07% |
| MICHAEL COPPESS3 | 4910 DODGE ST STE 107 OMAHA, NE 68132 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | — | $37 | 0.07% |
| NIKERINA INC3 | 303 W ERIE SUITE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.07% |
| JOHN E CARTER III3 | 7310 N LAKE DR STE B COLUMBUS, GA 31909 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.06% |
| SHERRY D MILES3 | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.04% |
| KRISTY M PIETRO3 | 440 REGENCY PARK DRIVE STE 234 OMAHA, NE 68114 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.04% |
| JOHN A LECKLITER3 Filed as: JOHN A LECKLITER JR | 2454 BARONSMEDE CT WINTER GARDEN, FL 34787 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.03% |
| MICHAEL S CEJKA3 | 613 CEDAR ST HICKMAN, NE 68372 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.03% |
| STEPHEN BRADLEY CANNON3 Filed as: STEPHEN B CANNON | 6524 GREGG DR. COLUMBUS, GA 31909 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.03% |
| KENNETH R THOMASON3 | 14710 WEST DODGE ROAD SUITE 200 OMAHA, NE 68154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.03% |
| SANDI MATHIS3 | 9212 COLLINWOOD DR MIDLAND, GA 31820 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.02% |
| ELAINE C. COFFMAN3 Filed as: ELAINE MCLAIN | 425 N ETON 302 BIRMINGHAM, MI 48009 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| MATTHEW D DIPASQUALE3 Filed as: MATTHEW W EVENS | 2353 BOSTON ST BALTIMORE, MD 21224 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| RICHARD J. PARKS3 Filed as: RICHARD PARKS | 924 HILLSDALE DR COLUMBUS, OH 43224 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| SHARON DAVIS3 Filed as: SHARON L DAVIS | 231 JOHN BOULDIN DR MARYVILLE, TN 37801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| MATTHEW D BUTLER3 | 2049 GISELE WAY KNOXVILLE, TN 37931 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| RICK WELTON3 | 805 NAVAJO DR JEFFERSON CITY, TN 37760 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| KEN MAJOR3 Filed as: KEN L MAJOR | 9622 OLYMPIC DRIVE HUNTINGTON BEACH, CA 92646 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 294 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 294 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 342 | $1.5M |
| Dental | AMERITAS LIFE INSURANCE CORP. | 466 | $88K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 466 | $88K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 372 | $50K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 466 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.