| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INSURANCE AND FINANCIAL | SERVICES, INC. 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED-HEALTHCARE INSURANCE COMPANY | $46K | — | $46K | 4.00% |
| UNICO GROUP INC3 | 1128 LINCOLN MALL STE 200 LINCOLN, NE 68508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 12.63% |
| J2T2 ENTERPRISES INC3 | 10135 S 162ND ST OMAHA, NE 68136 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.90% |
| KEVIN S HARRINGTON3 | 4800 HUDDERS FIELD CT LINCOLN, NE 68516 | CONTINENTAL AMERICAN INSURANCE COMPANY | $969 | — | $969 | 1.38% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP | 11516 MIRACLE HILLS DR STE 102 OMAHA, NE 68154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $748 | — | $748 | 1.06% |
| TODD H BURRER3 | 17445 ARBOR ST STE 300 OMAHA, NE 68130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $412 | — | $412 | 0.59% |
| STEVEN R YENNEY3 | 278 N 115TH ST OMAHA, NE 68154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $330 | — | $330 | 0.47% |
| THOMAS E SHEFFIELD3 | PO BOX 151 MCCOOL JUNCTION, NE 68401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $217 | — | $217 | 0.31% |
| RENEE J DOLLWET3 | 11110 3RD AVE E BRADENTON, FL 34212 | CONTINENTAL AMERICAN INSURANCE COMPANY | $209 | — | $209 | 0.30% |
| MARK FRIEHE3 | 4611 S 96TH ST STE 101 OMAHA, NE 68127 | CONTINENTAL AMERICAN INSURANCE COMPANY | $188 | — | $188 | 0.27% |
| GREG A LITZ3 | 2005 GATEWAY DR GRAND FORKS, ND 58203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $175 | — | $175 | 0.25% |
| KRISTY M PIETRO3 | 440 REGENCY PARK DRIVE STE 234 OMAHA, NE 68114 | CONTINENTAL AMERICAN INSURANCE COMPANY | $83 | — | $83 | 0.12% |
| CYNTHIA D WELKEN-PLACE3 | 601 CODY DR. BISMARK, ND 58503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $65 | — | $65 | 0.09% |
| MICHAEL COPPESS3 | 4910 DODGE ST STE 107 OMAHA, NE 68132 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.04% |
| KIMBERLY DIAN CROCKETT3 Filed as: KIMBERLY D CROCKETT | 732 SILVER SANDS DR CORDOVA, TN 38018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.03% |
| MICHAEL S CEJKA3 | 613 CEDAR ST HICKMAN, NE 68372 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.03% |
| KENNETH R THOMASON3 | 14710 WEST DODGE ROAD SUITE 200 OMAHA, NE 68154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 253 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 255 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED-HEALTHCARE INSURANCE COMPANY | 310 | $1.2M |
| Dental | AMERITAS LIFE INSURANCE CORP. | 466 | $88K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 466 | $88K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 327 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 466 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.