| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES-MURPHY & ASSOC LLC, NE | PO BOX 9207 DES MOINES, IA 503069207 | UNITED HEALTHCARE INSURANCE COMPANY | — | $29K | $29K | 3.14% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES INC | 2637 S 158TH PLAZA, STE 200 OMAHA, NE 68130 | ASSURITY LIFE INSURANCE COMPANY | $28K | — | $28K | 14.59% |
| HOLMES MURPHY & ASSOCIATES Filed as: HOLMES MURPHY & ASSOCIATES INC | 13810 FNB PARKWAY, SUITE 300 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF MINNESOTA | $6K | — | $6K | 4.42% |
| HOLMES MURPHY & ASSOCIATES3 | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | UNITED OF OMAHA LIFE INSURANCE CO | $16K | $5K | $21K | 19.84% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES INC | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | MUTUAL OF OMAHA | $7K | $4K | $11K | 15.28% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES INC | 13810 FNB PKWY OMAHA, NE 681545216 | AMERITAS LIFE INSURANCE CORP | — | $821 | $821 | 1.43% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, INC. | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | CONTINENTAL AMERICAN INSURANCE CO | $594 | — | $594 | 10.19% |
| JAIMIE L PECK3 | 4931 S 79TH STREET OMAHA, NE 68127 | CONTINENTAL AMERICAN INSURANCE CO | $199 | — | $199 | 3.41% |
| CONSTANZO & ASSOCIATES INC3 | 10416 N 48TH ST OMAHA, NE 68152 | CONTINENTAL AMERICAN INSURANCE CO | $73 | — | $73 | 1.25% |
| ROSS C NELSON3 | 2711 LEIGH LANE PAPILLION, NE 68133 | CONTINENTAL AMERICAN INSURANCE CO | $66 | — | $66 | 1.13% |
| TODD H BURRER3 | 17445 ARBOR STREET SUITE 300 OMAHA, NE 68130 | CONTINENTAL AMERICAN INSURANCE CO | $65 | — | $65 | 1.11% |
| KAYLEE A STONE3 | 440 REGENCY PKWY DR STE 234 OMAHA, NE 68114 | CONTINENTAL AMERICAN INSURANCE CO | $52 | — | $52 | 0.89% |
| JENNY L DAVIES3 | 1712 E LAFAYETTE PL MILWAUKEE, WI 53202 | CONTINENTAL AMERICAN INSURANCE CO | $29 | — | $29 | 0.50% |
| LEESA J CHURCHILL3 | 7825 WASHINGTON AVENUE SOUTH BLOOMINGTON, MN 55439 | CONTINENTAL AMERICAN INSURANCE CO | $28 | — | $28 | 0.48% |
| THOMAS L PUGH3 | 201 W BURNSVILLE PKWY SUITE 116 BURNSVILLE, MN 55337 | CONTINENTAL AMERICAN INSURANCE CO | $7 | — | $7 | 0.12% |
| DIANE L STOIBER3 | 300 N CORPORATE DRIVE STE 300 BROOKFIELD, WI 53045 | CONTINENTAL AMERICAN INSURANCE CO | $3 | — | $3 | 0.05% |
| HEATHER DENISE HOLLAND3 | 440 REGENCY PARKWAY DR STE 234 OMAHA, NE 68114 | CONTINENTAL AMERICAN INSURANCE CO | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 472 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 472 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 60 | $1.1M |
| Vision | AMERITAS LIFE INSURANCE CORP | 794 | $57K |
| Life insurance | ASSURITY LIFE INSURANCE COMPANY | 700 | $190K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE CO | 274 | $113K |
| Long-term disability(2 contracts, 2 carriers) | ASSURITY LIFE INSURANCE COMPANY | 700 | $263K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 794 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.