| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES-MURPHY & ASSOC LLC, NE | PO BOX 9207 DES MOINES, IA 503069207 | UNITED HEALTHCARE INSURANCE COMPANY | — | $35K | $35K | 3.11% |
| HOLMES MURPHY & ASSOCIATES Filed as: HOLMES MURPHY & ASSOCIATES INC | 13810 FNB PARKWAY, SUITE 300 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF MINNESOTA | $29K | — | $29K | 5.57% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES INC | 2637 S 158TH PLAZA, STE 200 OMAHA, NE 68130 | ASSURITY LIFE INSURANCE COMPANY | $22K | — | $22K | 14.03% |
| HOLMES MURPHY & ASSOCIATES3 | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | UNITED OF OMAHA LIFE INSURANCE CO | $16K | $4K | $20K | 18.49% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES INC | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | MUTUAL OF OMAHA | $8K | $3K | $11K | 13.65% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES INC | 13810 FNB PKWY OMAHA, NE 681545216 | AMERITAS LIFE INSURANCE CORP | — | $1K | $1K | 1.78% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, INC. | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | CONTINENTAL AMERICAN INSURANCE CO | $7K | — | $7K | 25.19% |
| JAIMIE L PECK3 | 4931 S 79TH STREET OMAHA, NE 68127 | CONTINENTAL AMERICAN INSURANCE CO | $2K | — | $2K | 7.26% |
| ROSS C NELSON3 | 2711 LEIGH LANE PAPILLION, NE 68133 | CONTINENTAL AMERICAN INSURANCE CO | $934 | — | $934 | 3.61% |
| CONSTANZO & ASSOCIATES INC3 | 10416 N 48TH ST OMAHA, NE 68152 | CONTINENTAL AMERICAN INSURANCE CO | $869 | — | $869 | 3.36% |
| KAYLEE A STONE3 | 440 REGENCY PKWY DR STE 234 OMAHA, NE 68114 | CONTINENTAL AMERICAN INSURANCE CO | $826 | — | $826 | 3.19% |
| TODD H BURRER3 | 17445 ARBOR STREET SUITE 300 OMAHA, NE 68130 | CONTINENTAL AMERICAN INSURANCE CO | $735 | — | $735 | 2.84% |
| LEESA J CHURCHILL3 | 7825 WASHINGTON AVENUE SOUTH BLOOMINGTON, MN 55439 | CONTINENTAL AMERICAN INSURANCE CO | $435 | — | $435 | 1.68% |
| JENNY L DAVIES3 | 1712 E LAFAYETTE PL MILWAUKEE, WI 53202 | CONTINENTAL AMERICAN INSURANCE CO | $346 | — | $346 | 1.34% |
| DIANE L STOIBER3 | 300 N CORPORATE DRIVE STE 300 BROOKFIELD, WI 53045 | CONTINENTAL AMERICAN INSURANCE CO | $157 | — | $157 | 0.61% |
| THOMAS L PUGH3 | 201 W BURNSVILLE PKWY SUITE 116 BURNSVILLE, MN 55337 | CONTINENTAL AMERICAN INSURANCE CO | $115 | — | $115 | 0.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 382 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 382 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 107 | $1.7M |
| Vision | AMERITAS LIFE INSURANCE CORP | 752 | $58K |
| Life insurance | ASSURITY LIFE INSURANCE COMPANY | 458 | $156K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE CO | 264 | $134K |
| Long-term disability(2 contracts, 2 carriers) | ASSURITY LIFE INSURANCE COMPANY | 602 | $235K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 752 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.