See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 26 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MID-AMERICAN BENEFITS EIN 47-0769922 THIRD PARTY ADMINISTRATOR | Claims processing Service code 12 | 5310 NORTH 99TH STREET SUITE 1 OMAHA, NE 68134 | $61K |
| COMPASS PROFESSIONAL SERVICES EIN 35-2263629 VENDOR | Other services Service code 49 | 3102 OAK LAWN SUITE 215 DALLAS, TX 75219 | $14K |
| MIDLANDS CHOICE EIN 47-0696044 PPO | Other services Service code 49 | 8420 W DODGE ROAD SUITE 210 OMAHA, NE 68114 | $13K |
| CONTINUUM EAP EIN 47-0646445 VENDOR | Other services Service code 49 | 1135 M STREET APT 406 LINCOLN, NE 68508 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 303 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 303 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCC LIFE INSURANCE COMPANY | 303 | $275K |
| Dental | HCC LIFE INSURANCE COMPANY | 303 | $275K |
| Vision | HCC LIFE INSURANCE COMPANY | 303 | $275K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE | 301 | $134K |
| Short-term disability(2 contracts, 2 carriers) | HCC LIFE INSURANCE COMPANY | 303 | $377K |
| Prescription drug | HCC LIFE INSURANCE COMPANY | 303 | $275K |
| Other(3 contracts, 3 carriers) | HCC LIFE INSURANCE COMPANY | 303 | $409K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 303 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.