| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE 1446 ACCT#30215288 CHICAGO, IL 60675 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $176 | $3K | 2.76% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.20% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 11213 DAVENPORT ST. SUITE 201 OMAHA, NE 68154 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $331 | $6K | 11.87% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 11213 DAVENPORT ST. SUITE 201 OMAHA, NE 68154 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $381 | $229 | $610 | 2.25% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL-OMAHA | 75 REMITTANCE DRIVE DEPT. 1926 CHICAGO, IL 606751926 | UNITEDHEALTHCARE INSURANCE COMPANY | $482 | — | $482 | 2.78% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 60673 | UNITEDHEALTHCARE INSURANCE COMPANY | $331 | — | $331 | 1.91% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 11213 DAVENPORT ST. SUITE 201 OMAHA, NE 68154 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $122 | $64 | $186 | 1.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 224 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 226 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 386 | $91K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 118 | $17K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 259 | $48K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 224 | $27K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 258 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 386 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.