| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE 1446 ACCT#30215288 CHICAGO, IL 60675 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $79 | $2K | 3.09% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE #1446 ACCT 30215288 CHICAGO, IL 60675 | METROPOLITAN LIFE INSURANCE COMPANY | — | $534 | $534 | 0.73% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 11213 DAVENPORT ST. SUITE 201 OMAHA, NE 68154 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $198 | $6K | 15.49% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 11213 DAVENPORT ST. SUITE 201 OMAHA, NE 68154 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $185 | $5K | 15.60% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL-OMAHA | 75 REMITTANCE DRIVE DEPT. 1926 CHICAGO, IL 606751926 | UNITEDHEALTHCARE INSURANCE COMPANY | $496 | — | $496 | 3.27% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 11213 DAVENPORT ST. SUITE 201 OMAHA, NE 68154 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $41 | $1K | 15.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 209 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 210 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 380 | $73K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 302 | $15K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 209 | $41K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 209 | $31K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 209 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 380 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.