| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NP DODGE INSURANCE AGENCY INC3 Filed as: DODGE PARTNERS INSURANCE LLC | 8701 W DODGE RD STE 100 OMAHA, NE 68114 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $24K | $0 | $24K | 10.00% |
| NP DODGE INSURANCE AGENCY INC3 Filed as: DODGE PARTNERS INSURANCE LLC | 8701 W DODGE RD STE 100 OMAHA, NE 68114 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | $0 | $10K | 10.00% |
| NP DODGE INSURANCE AGENCY INC3 Filed as: DODGE PARTNERS INSURANCE LLC | 8701 W DODGE RD STE 100 OMAHA, NE 68114 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | $0 | $10K | 10.00% |
| NP DODGE INSURANCE AGENCY INC3 Filed as: DODGE PARTNERS INSURANCE LLC | 8701 W DODGE RD STE 100 OMAHA, NE 68114 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 10.00% |
| NP DODGE INSURANCE AGENCY INC3 Filed as: DODGE PARTNERS INSURANCE LLC | 8701 W DODGE RD STE 100 OMAHA, NE 68114 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $0 | $5K | 10.00% |
| NP DODGE INSURANCE AGENCY INC3 Filed as: DODGE PARTNERS INSURANCE LLC | 8701 W DODGE RD STE 100 OMAHA, NE 681143429 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 9.96% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR INC EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $152K |
| DODGE PARTNERS INSURANCE LLC EIN 84-2636954 BROKER | Other commissions Service code 55 | 8701 W DODGE RD STE 100 OMAHA, NE 68114 | $134K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 945 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 945 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 381 | $238K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 945 | $42K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 538 | $147K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 174 | $60K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 538 | $103K |
| Stop-loss / reinsurancereinsurance | UNITEDHEALTHCARE STOP LOSS - UNITED HEALTH | 374 | $793K |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 538 | $147K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 945 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.