| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MADDOCK & ASSOCIATES LLC3 Filed as: MADDOCK & ASSOCIATES | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.06% |
| HEALTH INSURANCE TEAM LLC3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.04% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.03% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.02% |
| WALLINGFORD FINANCIAL SERVICES INC3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.02% |
| AXIS INSURANCE LLC3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.02% |
| CLEARVIEW INSURANCE SERVICES INC.3 Filed as: CLEARVIEW INSURANCE SERVICES INC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.02% |
| SPRINGER BENEFITS LLC3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.02% |
| PREFERRED BENEFITS SERVICES AGENCY3 Filed as: PREFERRED BENEFIT SERVICES INC | — | REGENCE BLUESHIELD | $840 | — | $840 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | — | REGENCE BLUESHIELD | $740 | — | $740 | 0.01% |
| MORGAN WHITE LIMITED3 Filed as: MORGAN, MARY K | — | REGENCE BLUESHIELD | $720 | — | $720 | 0.01% |
| GREEN FINANCIAL3 Filed as: GREEN FINANCIAL CORP | — | REGENCE BLUESHIELD | $680 | — | $680 | 0.01% |
| TERRIL LEWIS & WILKE INSURANCE INC.3 Filed as: TERRIL LEWIS & WILKE INSURANCE INC | — | REGENCE BLUESHIELD | $660 | — | $660 | 0.01% |
| ABD INS. AND FINANCIAL SVCS., INC.3 Filed as: ABD INS & FINANCIAL SERICES INC | — | REGENCE BLUESHIELD | $600 | — | $600 | 0.01% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | — | REGENCE BLUESHIELD | $520 | — | $520 | 0.01% |
| WINGERT FINANCIAL SERVICES INC3 | — | REGENCE BLUESHIELD | $520 | — | $520 | 0.01% |
| FORTIPHI LLC3 | — | REGENCE BLUESHIELD | $440 | — | $440 | 0.01% |
| BENEFIT DESIGN GROUP INC3 Filed as: BENEFIT DESIGN SERVICES LLC | — | REGENCE BLUESHIELD | $440 | — | $440 | 0.01% |
| JOHNSTON, JEFFERY J3 | — | REGENCE BLUESHIELD | $440 | — | $440 | 0.01% |
| OLYMPIC CREST INSURANCE, INC.3 Filed as: OLYMPIC CREST INSURANCE INC | — | REGENCE BLUESHIELD | $420 | — | $420 | 0.01% |
| INOVA LLC3 | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.01% |
| DEGGINGER MCINTOSH & ASSOCIATES INC3 | — | REGENCE BLUESHIELD | $300 | — | $300 | 0.01% |
| LLOYDS LIFE SALES INC3 | — | REGENCE BLUESHIELD | $240 | — | $240 | 0.00% |
| JS YOUNG AND ASSOCIATES3 Filed as: YOUNG, MICHAEL R | — | REGENCE BLUESHIELD | $240 | — | $240 | 0.00% |
| WERLINGER, KEVIN M3 | — | REGENCE BLUESHIELD | $200 | — | $200 | 0.00% |
| SOUND BENEFIT SERVICES INC3 | — | REGENCE BLUESHIELD | $120 | — | $120 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | — | ASURIS NORTHWEST HEALTH | $2K | — | $2K | 0.12% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | — | ASURIS NORTHWEST HEALTH | $800 | — | $800 | 0.06% |
| LLOYDS LIFE SALES INC3 | — | ASURIS NORTHWEST HEALTH | $480 | — | $480 | 0.03% |
| JOHNSTON, JEFFERY J3 | — | ASURIS NORTHWEST HEALTH | $280 | — | $280 | 0.02% |
| INOVA LLC3 | — | ASURIS NORTHWEST HEALTH | $220 | — | $220 | 0.02% |
| INLAND RISK & INSURANCE MGMT. SRVCS3 Filed as: INLAND BENEFITS LLC | — | ASURIS NORTHWEST HEALTH | $160 | — | $160 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AIMS EIN 91-1485366 MEMBER ORGANIZATION | Plan Administrator Service code 14 | 1206 N LINCOLN SUITE 200 SPOKANE, WA 99201 | $338K |
| ABD INSURANCE AND FINANCIAL SERVICE EIN 27-0673528 | Consulting (general) Service code 16 | 3 WATERS PARK DR STE 100 SAN MATEO, CA 94403 | $169K |
| PAYNEWEST INSURANCE, INC. EIN 81-0479558 | Insurance agents and brokers Service code 22 | 501 N RIVERPOINT, STE 403 SPOKANE, WA 99202 | $47K |
| MADDOCK & ASSOCIATES EIN 91-1280409 | Insurance agents and brokers Service code 22 | 1407 WILLOW ROAD E STE C FIFE, WA 98424 | $24K |
| ALLIANT INSURANCE SERVICES INC. EIN 33-0785439 | Insurance agents and brokers Service code 22 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | $24K |
| PARKER, SMITH AND FEEK, INC. EIN 91-0660018 | Insurance agents and brokers Service code 22 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | $20K |
| HEALTH INSURANCE TEAM LLC EIN 45-1565934 | Insurance agents and brokers Service code 22 | 4117 43RD AVE NE SEATTLE, WA 98105 | $16K |
| SOUND CONSULTING SERVICES EIN 71-1004774 | Insurance agents and brokers Service code 22 | 200 112TH AVE NE, STE 205 BELLEVUE, WA 98004 | $15K |
| WALLINGFORD FINANCIAL SERVICES, INC EIN 71-0907082 | Insurance agents and brokers Service code 22 | 236 SW 171ST STREET SEATTLE, WA 98166 | $15K |
| LLOYD'S LIFE SALES, INC. EIN 91-0959143 | Insurance agents and brokers Service code 22 | PO BOX 1318 WALLA WALLA, WA 99362 | $15K |
| CLEARVIEW INSURANCE SERVICES INC. EIN 46-0598462 | Insurance agents and brokers Service code 22 | 1420 NW GILMAN BLVD 2116 ISSAQUAH, WA 98027 | $14K |
| EBENEFITS CONSULTING GROUP, LLC EIN 20-8629593 | Insurance agents and brokers Service code 22 | 22450 SE 296TH STREET BLACK DIAMOND, WA 98010 | $14K |
| DIGITAL INSURANCE INC. EIN 58-2522668 | Insurance agents and brokers Service code 22 | 200 GALLERIA PARKWAY SE ATLANTA, GA 30339 | $13K |
| LEAVITT GROUP NORTHWEST EIN 91-1366133 | Insurance agents and brokers Service code 22 | P O BOX 65770 UNIVERSITY PLACE, WA 98464 | $13K |
| DINGUS, ZARECOR & ASSOCIATES PLLC EIN 20-0079326 PLAN AUDITOR | Accounting (including auditing) Service code 10 | 12015 EAST MAIN SPOKANE VALLEY, WA 99206 | $13K |
| PSG WASHINGTON, INC. EIN 20-2040193 | Insurance agents and brokers Service code 22 | PO BOX 387 EVERETT, WA 98206 | $12K |
| TERRILL, LEWIS & WILKE INS, INC. EIN 91-1337671 | Insurance agents and brokers Service code 22 | 112 SOUTH 4TH STREET YAKIMA, WA 98901 | $11K |
| OLYMPIC CREST INSURANCE EIN 91-1717576 | Insurance agents and brokers Service code 22 | PO BOX 2538 GIG HARBOR, WA 98335 | $11K |
| CONOVER INSURANCE SERVICES EIN 91-1953703 | Insurance agents and brokers Service code 22 | PO BOX 10088 YAKIMA, WA 98908 | $10K |
| INOVA LLC EIN 20-2267476 | Insurance agents and brokers Service code 22 | 8601 N DIVISION SPOKANE, WA 99218 | $9K |
| FORTIPHI, LLC EIN 91-1743499 | Insurance agents and brokers Service code 22 | PO BOX 1547 MOUNT VERNON, WA 98273 | $9K |
| SPRINGER BENEFITS, LLC EIN 87-0771186 | Insurance agents and brokers Service code 22 | PO BOX 2521 ISSAQUAH, WA 98027 | $8K |
| ADVISOR SERVICES LLC EIN 20-1466523 | Insurance agents and brokers Service code 22 | 3400 188TH ST SW STE 540 LYNNWOOD, WA 98037 | $8K |
| GREEN FINANCIAL CORP EIN 91-1355214 | Insurance agents and brokers Service code 22 | 11930 SLATER AVE NE, 100 KIRKLAND, WA 98034 | $8K |
| FLOYD WATKINS & ASSOCIATES INC EIN 91-1508604 | Insurance agents and brokers Service code 22 | PO BOX 820365 VANCOUVER, WA 98682 | $8K |
| MARY K MORGAN EIN 54-0704097 | Insurance agents and brokers Service code 22 | 16211 NE 29TH STREET BELLEVUE, WA 98008 | $8K |
| ARMFIELD, HARRISON & THOMAS INC. EIN 54-0654623 | Insurance agents and brokers Service code 22 | 20 SOUTH KING ST LEESBURG, VA 20175 | $7K |
| BIGGS INSURANCE SERVICES EIN 91-1428405 | Insurance agents and brokers Service code 22 | PO BOX 189 VANCOUVER, WA 98666 | $7K |
| DEGGINGER MCINTOSH & ASSOCIATES INC EIN 91-0751907 | Insurance agents and brokers Service code 22 | PO BOX 1400 MUKILTEO, WA 98275 | $7K |
| HALEY J HAAS INC EIN 26-2720516 | Insurance agents and brokers Service code 22 | 9 S WASHINGTON ST STE 210 SPOKANE, WA 99201 | $6K |
| PREFERRED BENEFIT SERVICES, INC. EIN 91-1703038 | Insurance agents and brokers Service code 22 | PO BOX 1310 POULSBRO, WA 98370 | $6K |
| REETZ INSURANCE SERVICES, INC. EIN 91-2094536 | Insurance agents and brokers Service code 22 | 835 E 2ND STREET PORT TOWNSEND, WA 98362 | $6K |
| JEFFERY J. JOHNSTON EIN 53-8547117 | Insurance agents and brokers Service code 22 | 1425 LAKESIDE CT YAKIMA, WA 98902 | $6K |
| BASIN PACIFIC EIN 27-1158624 | Insurance agents and brokers Service code 22 | 8382 W. GAGE BLVD, STE A KENNEWICK, WA 99336 | $6K |
| GALLAGHER BENEFIT SERVICES, INC. EIN 36-4291971 | Insurance agents and brokers Service code 22 | 777 108TH AVE NE, SUITE 2 BELLEVUE, WA 98004 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,634 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,634 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 1,252 | $7.1M |
| Dental | DELTA DENTAL OF WASHINGTON | 326 | $142K |
| Vision | VISION SERVICE PLAN | 507 | $37K |
| Life insurance | STANDARD INSURANCE COMPANY | 838 | $38K |
| Short-term disability | STANDARD INSURANCE COMPANY | 15 | $11K |
| Long-term disability | STANDARD INSURANCE COMPANY | 15 | $6K |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 1,252 | $7.1M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 1,252 | $7.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,252 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.