| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B ST. FL 6 SAN DIEGO, CA 92101 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $58 | $12K | 9.80% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 77056 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.53% |
| ENROLLEASE3 Filed as: ENROLLEASE, INC. | 1980 FESTIVAL PLAZA DR. STE 810 LAS VEGAS, NV 89135 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.53% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B ST. FL 6 SAN DIEGO, CA 92101 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $7K | — | $7K | 5.68% |
| ALLIANT INSURANCE SERVICES, INC.3 | 7900 WESTPARK DR. MCLEAN, VA 22102 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $7K | $4K | $11K | 22.02% |
| MULLANEY ENTERPRISES LLC3 | 5501 TWIN KNOLLS RD. STE 106 COLUMBIA, MD 21045 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $6K | $4K | $9K | 18.87% |
| STEPHANIE NOELLE KUGLER3 | 21068 VALLEY CR ELKHORN, NE 68022 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $569 | $389 | $958 | 1.96% |
| MARC MAURICIO MORROW3 | 3431 RAYFORD RD STE 200 SPRING, TX 77386 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $442 | $145 | $587 | 1.20% |
| CASEY JAMES KUGLER3 | 21068 VALLEY CIR ELKHORN, NE 68022 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $52 | $290 | $342 | 0.70% |
| INSPIRED INC3 Filed as: INSPIRED INC. | 50 LAGOSHEN DR. MOSCOW, TN 38057 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $225 | $77 | $302 | 0.62% |
| AMY E COHEN3 | 19967 VILLA LANTE PL BOCA RATON, FL 33434 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $253 | $22 | $275 | 0.56% |
| BRIAN ROBERT LLOYD3 | 6234 KINGS PEAK DR. EL DORADO HILLS, CA 95762 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $47 | $148 | $195 | 0.40% |
| MARKS BENEFIT MANAGEMENT LLC3 | 3847 E SPYGLASS HILL DR. FAYETTEVILLE, AR 72701 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $138 | — | $138 | 0.28% |
| HOWARD HOROWITZ3 Filed as: HOWARD J. HOROWITZ | 2610 ALCOTT ST. CARMEL, IN 46032 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $78 | — | $78 | 0.16% |
| MARIA VERONICA JARQUE3 | 4744 N PAULINA ST APT 1E CHICAGO, IL 60640 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $62 | $1 | $63 | 0.13% |
| EMLYN MARSTELLER IV3 | 412 SUGARLAND MEADOW DR. HERNDON, VA 20170 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $60 | $2 | $62 | 0.13% |
| COLLEEN A VOGAN3 | 5018 COBBLE STONE CT. ELLICOTT CITY, MD 21043 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $23 | — | $23 | 0.05% |
| ERNESTO MCKENZIE JR3 Filed as: ERNESTO MCLENZIE JR. | 9210 TOMS TRL LAUREL, MD 20723 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $18 | — | $18 | 0.04% |
| PATRICK WILLIAM DOWLING3 | 12 LINDA ST. SOUTH HADLEY, MA 01075 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $17 | — | $17 | 0.03% |
| ARTURO BANUELOS3 | 1140 MADISON VIEW DR. APT 208 FOREST, VA 24551 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $14 | $3 | $17 | 0.03% |
| GREG W WOOLLEY3 | 15492 CLIFFVIEW DR MONTCLAIR, VA 22025 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $10 | $1 | $11 | 0.02% |
| WILLIAM RICHARD KYZER3 | 8211 GORDON LN HERMITAGE, TN 37073 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $5 | $1 | $6 | 0.01% |
| SHANNON PIERCE3 | 1051 TRAPPERS CV CORDOVA, TN 38018 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| BRIAN STEBBINS1 | 1707 NORTH HAMPTON ST. HOLYOKE, MA 01040 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $1 | $1 | $2 | 0.00% |
| NEW HOPE BENEFITS & CONSULTING INC3 Filed as: NEW HOPE BENEFITS CONSULTING INC. | 5906 WATERS EDGE RD. MIDLOTHIAN, VA 23112 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| ENROLLMENT SOLUTIONS LTD3 | 65 BURBANK RD SUTTON, MA 01590 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $1 | $1 | $2 | 0.00% |
| WENDY DAWN PACK3 | 16109 WATT WAY RAMONA, CA 92065 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| DANIEL JAMES PERKINS3 | 9655 BRUNSWICK DR. BRENTWOOD, TN 37027 | COLONIAL ACCIDENT & LIFE INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 7900 WESTPARK DR. MCLEAN, VA 22102 | THE PAUL REVERE LIFE INSURANCE COMPANY | $7 | — | $7 | 18.92% |
| EMLYN MARSTELLER IV3 | 412 SUGARLAND MEADOW DR. HERNDON, VA 20170 | THE PAUL REVERE LIFE INSURANCE COMPANY | $5 | — | $5 | 13.51% |
| MULLANEY ENTERPRISES LLC3 | 5501 TWIN KNOLLS RD STE 106 COLUMBIA, MD 21045 | THE PAUL REVERE LIFE INSURANCE COMPANY | $3 | — | $3 | 8.11% |
| INSPIRED INC3 Filed as: INSPIRED INC. | 50 LAGOSHEN DR. MOSCOW, TN 38057 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1 | — | $1 | 2.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 314 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 314 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 158 | $116K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 158 | $116K |
| Life insurance(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 314 | $174K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 314 | $125K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 314 | $125K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 314 | $125K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 314 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.