| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6325 RANCH DRIVE LITTLE ROCK, AR 722234623 | UNITED HEALTH CARE INSURANCE COMPANY | $21K | $675 | $21K | 3.98% |
| FIRST ARKANSAS INSURANCE3 Filed as: FIRST ARKANSAS INS OF PINE BLUFF | PO BOX 8367 PINE BLUFF, AR 716118367 | UNITED HEALTH CARE INSURANCE COMPANY | $51 | — | $51 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD FLOOR 4 ROLLING MEADOWS, IL 60008 | DELTA DENTAL PLAN OF ARKANSAS | $6K | — | $6K | 12.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6325 RANCH DRIVE LITTLE ROCK, AR 72211 | TRUSTMARK INSURANCE COMPANY | $13K | — | $13K | 62.93% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | LEADERS LIFE INSURANCE COMPANY | $12K | — | $12K | 63.65% |
| JMC BENEFITS3 | 1637 S SILVERTHORNE DRIVE LITTLE ROCK, AR 722102210 | LEADERS LIFE INSURANCE COMPANY | $881 | — | $881 | 4.55% |
| ASSOCIATED MARKETING GROUP, LLC3 Filed as: ASSOCIATED MARKETING GROUP LLC | 128 SAN JOSE SPRINGDALE, AR 727642764 | LEADERS LIFE INSURANCE COMPANY | $881 | — | $881 | 4.55% |
| BROKER CENTRIC ALLIANCE3 Filed as: BROKER CENTRIC ALLIANCE INC | 1350 S BOLDER AVENUE STE 900 TULSA, OK 74119 | LEADERS LIFE INSURANCE COMPANY | $881 | — | $881 | 4.55% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | THE LINCOLN NATIONAL LIFE INSURANCE | $3K | — | $3K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | THE LINCOLN NATIONAL LIFE INSURANCE | — | $163 | $163 | 0.87% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 8110 E 32ND STREET N STE 100 WICHITA, KS 67226 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | $67 | $7K | 56.40% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD FLOOR 4 ROLLING MEADOWS, IL 60008 | DELTA DENTAL PLAN OF ARKANSAS | $1K | — | $1K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6325 RANCH DRIVE LITTLE ROCK, AR 72211 | TRUSTMARK INSURANCE COMPANY | $5K | — | $5K | 65.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $496 | — | $496 | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $29 | $29 | 0.88% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6325 RANCH DRIVE LITTLE ROCK, AR 72211 | TRUSTMARK INSURANCE COMPANY | $1K | — | $1K | 69.22% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GALLAGHER BENEFIT SERVICES INC INSURANCE BROKER | Insurance agents and brokers Service code 22 | 6325 RANCH DRIVE LITTLE ROCK, AR 722234623 | $64K |
| GALLAGHER BENEFIT SERVICES, INC INSURANCE BROKER | Insurance agents and brokers Service code 22 | 2850 GOLF ROAD FLOOR 4 ROLLING MEADOWS, IL 60008 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 145 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 145 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTH CARE INSURANCE COMPANY | 185 | $534K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 209 | $45K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 182 | $11K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 146 | $3K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 146 | $3K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE | 146 | $19K |
| Other(5 contracts, 3 carriers) | TRUSTMARK INSURANCE COMPANY | 43 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 209 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.