Welfare broker

FIRST ARKANSAS INSURANCE

Mailing address (most recent filing)

PO BOX 8367

PINE BLUFF, AR 71601

Total comp: $161K
Commissions: $160K
Fees: $343
Filings: 4
Sponsors: 4

Carrier mix

Where FIRST ARKANSAS INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	3	$1.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AR	3	$1.3M	0.6%	220.93x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FIRST ARKANSAS INSURANCE's plans by broker comp / premium ratio. Median 12.00% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of FIRST ARKANSAS INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where FIRST ARKANSAS INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JEFFERSON HOSPITAL ASSOCIATION, INC JEFFERSON HOSPITAL ASSOCIATION DISABILITY PLAN	AR	$663K	$80K	LINCOLN NATIONAL LIFE INSURANCE COMPANY
JEFFERSON HOSPITAL ASSOCIATION, INC JEFFERSON HOSPITAL ASSOCIATION GROUP LIFE PLAN	AR	$657K	$56K	LINCOLN NATIONAL LIFE INSURANCE COMPANY
JEFFERSON HOSPITAL ASSOCIATION, INC JEFFERSON HOSPITAL ASSOCIATION ACCIDENT PLAN	AR	$11K	$3K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$1.3M

100.0%

State

Plans

Premium

State share

Index

$1.3M

0.6%

220.93x

Sponsor

Loc

Premium

Comp

Carrier

JEFFERSON HOSPITAL ASSOCIATION, INC

JEFFERSON HOSPITAL ASSOCIATION DISABILITY PLAN

$663K

$80K

LINCOLN NATIONAL LIFE INSURANCE COMPANY

JEFFERSON HOSPITAL ASSOCIATION, INC

JEFFERSON HOSPITAL ASSOCIATION GROUP LIFE PLAN

$657K

$56K

LINCOLN NATIONAL LIFE INSURANCE COMPANY

JEFFERSON HOSPITAL ASSOCIATION, INC

JEFFERSON HOSPITAL ASSOCIATION ACCIDENT PLAN

$11K

$3K

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY