| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN & BROWN INSURANCE SERVICES3 | 7515 NORTHSIDE DRIVE SUITE 150 NORTH CHARLESTON, SC 29420 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $80K | — | $80K | 6.27% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 10 FALCON CREST DRIVE SUITE 100 GREENVILLE, SC 29607 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 6.79% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN OF SOUTH CAROLINA, IN | 10 FALCON CREST DRIVE SUITE 100 GREENVILLE, SC 29607 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 8.69% |
| SEAN NASTASE3 | 108 RESIDENCES LANE UNIT 103 CHARLESTON, SC 29414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.42% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE), INC | 1901 ROXBOROUGH D SUITE 315 CHARLOTTE, NC 28211 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.93% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN INSURANCE SERVICES, I | 10 FALCON CREST DRIVE SUITE 100 GREENVILLE, SC 29607 | CONTINENTAL AMERICAN INSURANCE COMPANY | $878 | — | $878 | 1.43% |
| KRISTIN SWISHER-MCFADDEN3 Filed as: KRISTIN GENE SWISHER | 1820 WEST. CANNING DRIVE MOUNT PLEASANT, SC 29466 | CONTINENTAL AMERICAN INSURANCE COMPANY | $743 | — | $743 | 1.21% |
| ALH BENEFITS LLC3 Filed as: ALH BENEFITS, LLC | 2518 PRIVATE LEFLER DRIVE. JOHNS ISLAND, SC 29455 | CONTINENTAL AMERICAN INSURANCE COMPANY | $682 | — | $682 | 1.11% |
| ALH BENEFITS LLC3 Filed as: ALH BENEFITS, LLC | 2518 PRIVATE LEFLER DRIVE JOHNS ISLAND, SC 29455 | CONTINENTAL AMERICAN INSURANCE COMPANY | $314 | — | $314 | 0.51% |
| ISOLDA ALICIA BLACKWELL3 | 128 STAGECOACH LANE SUMMERVILLE, SC 29483 | CONTINENTAL AMERICAN INSURANCE COMPANY | $231 | — | $231 | 0.38% |
| RYAN ANTHONY BOTINDARI3 | 275 COMMING STREET CHARLESTON, SC 29403 | CONTINENTAL AMERICAN INSURANCE COMPANY | $214 | — | $214 | 0.35% |
| GK JOHNSON INC3 Filed as: GK JOHNSON, INC | 326 HOLLOW OAK DRIVE UNIT B SUMMERVILLE, SC 29486 | CONTINENTAL AMERICAN INSURANCE COMPANY | $123 | — | $123 | 0.20% |
| DONNA L MATTHEWS3 | 1151 CAMDEN AVENUE ROCK HILL, SC 29732 | CONTINENTAL AMERICAN INSURANCE COMPANY | $90 | — | $90 | 0.15% |
| CAROL A MURRAY3 | 129 MCKELVEY PLACE GOOSE CREEK, SC 29445 | CONTINENTAL AMERICAN INSURANCE COMPANY | $87 | — | $87 | 0.14% |
| EMILY M ROSS3 | 587 APARTMENT B RISER STREET CHARLESTON, SC 29412 | CONTINENTAL AMERICAN INSURANCE COMPANY | $79 | — | $79 | 0.13% |
| CATHERINE D JAMES3 | 4531 MEADOWOOD ROAD COLUMBIA, SC 29206 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.03% |
| ALH BENEFITS LLC3 Filed as: ALH BENEFITS, LLC | 2518 PRIVATE LEFLER DRIVE JOHNS ISLAND, SC 29455 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 10 FALCON CREST DRIVE SUITE 100 GREENVILLE, SC 29607 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $2K | $7K | 11.57% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 10 FALCON CREST DRIVE SUITE 100 GREENVILLE, SC 29607 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 11.57% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 10 FALCON CREST DRIVE SUITE 100 GREENVILLE, SC 29607 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $796 | $2K | 15.01% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 10 FALCON CREST DRIVE SUITE 100 GREENVILLE, SC 29607 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $742 | $495 | $1K | 8.33% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN INSURANCE SVCS | 10 FALCON CREST DRIVE SUITE 100 GREENVILLE, SC 29607 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $464 | $2K | 13.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 289 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 289 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 119 | $1.3M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 160 | $86K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 147 | $15K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 287 | $28K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 99 | $48K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 290 | $56K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 119 | $1.3M |
| Other(4 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 287 | $95K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 290 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.