| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE UNDERWRITERS GROUP INC3 Filed as: UNDERWRITERS GROUP INC | PO BOX 23790 LOUISVILLE, KY 402230790 | HUMANA HEALTH PLAN, INC. | $30K | $2K | $32K | 4.38% |
| PAYCHEX INSURANCE AGENCY, INC.3 Filed as: PAYCHEX AGENCY INC - ROCHESTER | 225 KENNETH DR ROCHESTER, NY 146234277 | HUMANA HEALTH PLAN, INC. | $10K | — | $10K | 1.40% |
| THE UNDERWRITERS GROUP INC3 Filed as: THE UNDERWRITERS GROUP INC. | PO BOX 23790 LOUISVILLE, KY 40223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11K | — | $11K | 12.41% |
| JEFFREY D HARNED3 | 13117 EASTPOINT PARK BLVD LOUISVILLE, KY 40223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $5K | $10K | 11.28% |
| BILODEAU INC3 | 1005 ROLLINGWOOD LANE GOSHEN, KY 40026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $2K | $4K | 4.87% |
| WILLIAM JACK MITCHELL JR3 | 920 S ASH ST NORTH PLATTE, NE 69101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $942 | $3K | 3.53% |
| SUZANNE BRATTON TUCKER3 | PO BOX 22518 LEXINGTON, KY 40522 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $132 | $3K | 3.44% |
| LIG BENEFITS LLC3 | 11918 PERRY CROSSING PARKWAY SELLERSBERG, IN 47172 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $119 | $2K | 2.29% |
| AMY E COHEN3 Filed as: AMY L FARNSLEY | 5900 HICKMAN CT LOUISVILLE, KS 40207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $102 | $1K | 1.49% |
| RTR AL CORP3 | 100 PROMENADE COURT LOUISVILLE, KY 40223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $542 | $37 | $579 | 0.65% |
| BRYSON TYLER BEACH3 | 13117 EASTPOINT PARK BLVD LOUISVILLE, KY 40223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $394 | — | $394 | 0.44% |
| AXEL H HALVARSON3 Filed as: AXEL H. HALVARSON | 13117 EASTPOINT PK BLVD LOUISVILLE, KS 40223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $378 | $12 | $390 | 0.44% |
| ROBERT ANTHONY MARTIN3 | PO BOX 1516 FLORENCE, KY 41022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $166 | $2 | $168 | 0.19% |
| REGINA SCHMUTTE3 | 4999 HARTLAND PARKWAY LEXINGTON, KS 40515 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $18 | $31 | 0.03% |
| THE UNDERWRITERS GROUP INC3 Filed as: UNDERWRITERS GROUP INC | PO BOX 23790 LOUISVILLE, KY 402230790 | THE DENTAL CONCERN, INC. | $4K | — | $4K | 5.52% |
| PAYCHEX INSURANCE AGENCY, INC.3 Filed as: PAYCHEX AGENCY INC - ROCHESTER | 225 KENNETH DR ROCHESTER, NY 146234277 | THE DENTAL CONCERN, INC. | $607 | — | $607 | 0.94% |
| THE UNDERWRITERS GROUP INC3 Filed as: UNDERWRITERS GROUP INC | PO BOX 23790 LOUISVILLE, KY 402230790 | HUMANA INSURANCE COMPANY OF KENTUCKY | $2K | — | $2K | 10.59% |
| PAYCHEX INSURANCE AGENCY, INC.3 Filed as: PAYCHEX AGENCY INC - ROCHESTER | 225 KENNETH DR ROCHESTER, NC 146234277 | HUMANA INSURANCE COMPANY OF KENTUCKY | $765 | — | $765 | 3.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 527 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 527 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE DENTAL CONCERN, INC. | 87 | $64K |
| Vision | THE DENTAL CONCERN, INC. | 87 | $64K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 527 | $111K |
| Other(3 contracts, 3 carriers) | HUMANA HEALTH PLAN, INC. | 527 | $853K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 527 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.