| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S BOULDER SUITE 300 TULSA, OK 74119 | COMMUNITY CARE HMO | $0 | $88K | $88K | 5.43% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LYNDON B JOHNSON FREEWAY SUITE 750 DALLAS, TX 752406260 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $854 | $12K | 11.78% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 Filed as: BOON CHAPMAN BENEFIT ADMINSTRATORS | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $407 | $2K | 2.50% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS. SERVICES INC. | 1250 S CAPITAL OF TEXAS HWY BLDG. 2, SUITE 125 AUSTIN, TX 787466446 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.21% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $68 | $68 | 0.07% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 2483 TOWER DRIVE UNIT 5 MONROE, LA 71201 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12K | $0 | $12K | 20.49% |
| DAVID CLAYTON SHEMWELL3 | 2483 TOWER DR UNIT 5 MONROE, LA 71201 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.91% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LYNDON B JOHNSON FREEWAY SUITE 725 DALLAS, TX 752406222 | AMERITAS LIFE INSURANCE CORP. | $2K | $193 | $2K | 8.23% |
| SUMMIT FINANCIAL GROUP INC.3 | 1350 S BOULDER AVE SUITE 300 TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 25.10% |
| SUMMIT FINANCIAL GROUP INC.3 | 1350 S BOULDER AVE SUITE 300 TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 23.52% |
| SUMMIT FINANCIAL GROUP INC.3 | 1350 S BOULDER AVE SUITE 300 TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $896 | $2K | 25.28% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | MONY LIFE INSURANCE COMPANY OF AMERICA | $0 | $2K | $2K | 29.99% |
| AXA ASSISTANCE, USA3 Filed as: SUMMIT FINANCIAL GROUP - AXA | 5420 LYNDON B JOHNSON FWY SUITE 725 DALLAS, TX 752406222 | MONY LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 513 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 513 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY CARE HMO | 370 | $1.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 117 | $98K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 398 | $27K |
| Life insurance(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 601 | $40K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 65 | $32K |
| Long-term disability | MONY LIFE INSURANCE COMPANY OF AMERICA | 53 | $8K |
| Other(4 contracts, 3 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 601 | $101K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 601 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.