| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S BOULDER STE 300 TULSA, OK 74119 | COMMUNITY CARE | — | $88K | $88K | 7.05% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 5420 LBJ FRWY STE 750 DALLAS, TX 75240 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $3K | $16K | 11.11% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 5420 LBJ FRWY ST 750 DALLAS, TX 75240 | METROPOLITAN LIFE INSURANCE COMPANY | — | $69 | $69 | 0.05% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S BOULDER #300 TULSA, OK 74119 | ALLSTATE | $5K | — | $5K | 10.70% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S BOULDER #300 TULSA, OK 74119 | ALLSTATE | $3K | — | $3K | 6.58% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S BOULDER #300 TULSA, OK 74119 | ALLSTATE | $2K | — | $2K | 3.97% |
| DAVID CLAYTON SHEMWELL3 | 2483 TOWER DR UNIT 5 MONROE, LA 71201 | ALLSTATE | $1K | — | $1K | 2.28% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 1350 S BOULDER AVE STE 300 TULSA, OK 741193222 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $2K | $9K | 19.92% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 1350 S BOULDER AVE STE 300 TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $2K | $7K | 19.91% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 5420 LBJ FRWY STE DALLAS, TX 752406222 | AMERITAS LIFE INSURANCE CORP | $3K | $110 | $3K | 10.33% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 1350 S BOULDER AVE STE 300 TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $437 | $3K | 18.12% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 1350 S BOULDER AVE STE 300 TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $366 | $2K | 17.79% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 1350 S BOULDER AVE STE 300 TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $360 | $2K | 18.28% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 1350 S BOULDER AVE STE 300 TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $223 | $2K | 17.05% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 1350 S BOULDER AVE STE 300 TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $314 | $2K | 17.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 610 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 610 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY CARE | 378 | $1.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 532 | $143K |
| Vision | AMERITAS LIFE INSURANCE CORP | 492 | $33K |
| Life insurance(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 610 | $71K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 62 | $57K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 50 | $11K |
| Other(5 contracts, 2 carriers) | ALLSTATE | 610 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 610 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.