| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON, LLC | 840 GESSNER RD STE 700 HOUSTON, TX 77024 | PRINCIPAL LIFE INSURANCE COMPANY | $75K | — | $75K | 12.32% |
| AP BENEFIT ADVISORS, LLC3 | 10 N PARK DRIVE STE 200 HUNT VALLEY, MD 21030 | PRINCIPAL LIFE INSURANCE COMPANY | — | $3K | $3K | 0.54% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 Filed as: ACCRETIVE ENROLLMENT SERVICES | 13750 SAN PEDRO AVE SUITE 550 SAN ANTONIO, TX 78232 | TRUSTMARK INSURANCE COMPANY | $29K | — | $29K | 30.19% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 N PARK DR STE 200 HUNT VALLEY, MD 21030 | TRUSTMARK INSURANCE COMPANY | $5K | — | $5K | 5.33% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON LLC | 840 GESSNER RD STE 700 HOUSTON, TX 77024 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $19 | $13K | 15.30% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | — | $9K | 10.26% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 575 E SWEDESFORD RD STE 200 WAYNE, PA 19087 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $99 | $4K | 4.74% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON, LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | METROPOLITAN LIFE INSURANCE COMPANY | $569 | $257 | $826 | 0.96% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27064 OAKMEAD DR PERRYSBURG, OH 43551 | METROPOLITAN LIFE INSURANCE COMPANY | — | $510 | $510 | 0.59% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 840 GESSNER RD STE 700 HOUSTON, TX 77024 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $19 | $12K | 14.18% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 9.05% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 575 E SWEDESFORD RD STE 200 WAYNE, PA 19087 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $85 | $4K | 4.36% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | METROPOLITAN LIFE INSURANCE COMPANY | $724 | $240 | $964 | 1.18% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | OAKMEAD DR PERRYSBURG, OH 43551 | METROPOLITAN LIFE INSURANCE COMPANY | — | $343 | $343 | 0.42% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON, LLC | 840 GESSNER RD STE 700 HOUSTON, TX 77024 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $19 | $13K | 16.27% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 10.60% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 575 E SWEDESFORD RD STE 200 WAYNE, PA 19087 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $74 | $4K | 4.97% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON, LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | METROPOLITAN LIFE INSURANCE COMPANY | $609 | $201 | $810 | 1.02% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27064 OAKMEAD DR PERRYSBURG, OH 43551 | METROPOLITAN LIFE INSURANCE COMPANY | — | $353 | $353 | 0.44% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMPANION LIFE INSURANCE COMPANY TPA | Claims processing; Contract Administrator Service code 12 | 731 SANSOME STREET 2ND FLOOR SAN FRANCISCO, CA 94111 | $422K |
| ASSURED PARTNERS OF HOUSTON, LLC EIN 30-0914815 BROKER | Claims processing; Contract Administrator Service code 12 | — | $117K |
| ASSURED BENEFITS ADMINISTRATORS TPA | Contract Administrator; Claims processing Service code 12 | 221 N. KANSAS ST. #1610 EL PASO, TX 79901 | $103K |
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 TPA | Contract Administrator; Claims processing Service code 12 | — | $96K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 900 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 20 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 924 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 900 | $606K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 900 | $606K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 900 | $606K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 900 | $606K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 900 | $606K |
| Other(4 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 720 | $342K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 900 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.