| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON, LLC | 840 GESSNER RD STE 700 HOUSTON, TX 77024 | PRINCIPAL LIFE INSURANCE COMPANY | $60K | — | $60K | 12.33% |
| AP BENEFIT ADVISORS, LLC3 | 10 N PARK DRIVE STE 200 HUNT VALLEY, MD 21030 | PRINCIPAL LIFE INSURANCE COMPANY | — | $5K | $5K | 0.99% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 Filed as: ACCRETIVE ENROLLMENT SERVICES | 13750 SAN PEDRO AVE SUITE 550 SAN ANTONIO, TX 78232 | TRUSTMARK INSURANCE COMPANY | $9K | — | $9K | 9.64% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON | 840 GESSNER SUITE 700 HOUSTON, TX 77040 | TRUSTMARK INSURANCE COMPANY | $7K | — | $7K | 8.08% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON | 6200 SAVOY DR STE 345 HOUSTON, TX 77036 | TRUSTMARK INSURANCE COMPANY | $5K | — | $5K | 5.65% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 N PARK DR STE 200 HUNT VALLEY, MD 21030 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 4.12% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON, LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | $798 | $21K | 29.58% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 575 E SWEDESFORD RD STE 200 WAYNE, PA 19087 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $390 | $4K | 5.58% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 840 GESSNER RD STE 700 HOUSTON, TX 77024 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $17 | $11K | 17.26% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $708 | $8K | 12.74% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 575 E SWEDESFORD RD STE 200 WAYNE, PA 19087 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $340 | $4K | 5.62% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON, LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | $543 | $20K | 33.35% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 575 E SWEDESFORD RD STE 200 WAYNE, PA 19087 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $277 | $4K | 6.19% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON, LLC | 840 GESSNER RD STE 700 HOUSTON, TX 77024 | METROPOLITAN LIFE INSURANCE COMPANY | — | $17 | $17 | 0.03% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMPANION LIFE INSURANCE COMPANY TPA | Contract Administrator; Claims processing Service code 12 | 731 SANSOME STREET 2ND FLOOR SAN FRANCISCO, CA 94111 | $422K |
| ASSURED PARTNERS OF HOUSTON, LLC EIN 30-0914815 BROKER | Claims processing; Contract Administrator Service code 12 | — | $117K |
| ASSURED BENEFITS ADMINISTRATORS TPA | Claims processing; Contract Administrator Service code 12 | 221 N. KANSAS ST. #1610 EL PASO, TX 79901 | $103K |
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 TPA | Contract Administrator; Claims processing Service code 12 | — | $96K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 780 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 15 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 801 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 669 | $196K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 780 | $488K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 780 | $488K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 780 | $488K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 780 | $488K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 780 | $488K |
| Other(4 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 669 | $284K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 780 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.