| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | 3201 BEACHLEAF COURT SUITE 200 RALEIGH, NC 27604 | AETNA LIFE INSURANCE CO. | $228K | $14K | $242K | 4.11% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVE STE 201 RALEIGH, NC 27612 | AETNA LIFE INSURANCE CO. | $24K | — | $24K | 0.40% |
| MCGRIFF INSURANCE SERVICES INC3 | 3201 BEACHLEAF COURT SUITE 200 RALEIGH, NC 27604 | AETNA HEALTH, INC. | $128K | — | $128K | 3.67% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVENUE RALEIGH, NC 27612 | AETNA HEALTH, INC. | $11K | — | $11K | 0.32% |
| F.B.P. INSURANCE SERVICES, LLC3 Filed as: F B P INSURANCE SERVICES | 130 THEORY ST STE 200 IRVINE, CA 92617 | LIFE INSURANCE OF NORTH AMERICA | $25K | $4K | $29K | 17.28% |
| F.B.P. INSURANCE SERVICES, LLC3 Filed as: F B P INSURANCE SERVICES | 130 THEORY ST #200 IRVINE, CA 92617 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $24K | $4K | $28K | 17.31% |
| FBP INSURANCE SERVICES3 Filed as: FBP INSURANCE SERVICES, INC | 130 THEORY STREET, SUITE 200 IRVINE, CA 92617 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $20K | $3K | $23K | 17.08% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | VISION SERVICE PLAN | $3K | — | $3K | 2.29% |
| F.B.P. INSURANCE SERVICES, LLC3 Filed as: F B P INSURANCE SERVICES | 130 THEORY ST STE 200 IRVINE, CA 92617 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | $1K | $8K | 17.38% |
| MCGRIFF INSURANCE SERVICES INC3 | 130 THEORY STREET, STE 200 IRVINE, CA 926173065 | KAISER FOUNDATION HEALTH PLAN INC | $2K | — | $2K | 6.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,253 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,253 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 1,558 | $9.4M |
| Dental | AETNA LIFE INSURANCE CO. | 1,558 | $5.9M |
| Vision | VISION SERVICE PLAN | 767 | $119K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,187 | $134K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,187 | $159K |
| Long-term disability | LIFE INSURANCE OF NORTH AMERICA | 1,187 | $170K |
| Other(2 contracts, 2 carriers) | LIFE INSURANCE OF NORTH AMERICA | 1,187 | $217K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,558 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.