| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FBP INSURANCE SERVICES3 | 130 THEORY SUITE 200 IRVINE, CA 92617 | AETNA LIFE INSURANCE CO. | $217K | — | $217K | 3.20% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVE STE 201 RALEIGH, NC 27612 | AETNA LIFE INSURANCE CO. | $71K | — | $71K | 1.05% |
| FBP INSURANCE SERVICES3 | 130 THEORY SUITE 200 IRVINE, CA 92617 | AETNA HEALTH, INC. | $111K | — | $111K | 3.06% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVENUE STE 201 RALEIGH, NC 27612 | AETNA HEALTH, INC. | $35K | — | $35K | 0.96% |
| F.B.P. INSURANCE SERVICES, LLC3 Filed as: F B P INSURANCE SERVICES | 130 THEORY ST STE 200 IRVINE, CA 92617 | LIFE INSURANCE OF NORTH AMERICA | $24K | $5K | $29K | 18.20% |
| F.B.P. INSURANCE SERVICES, LLC3 Filed as: F B P INSURANCE SERVICES | 130 THEORY ST #200 IRVINE, CA 92617 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $23K | $5K | $28K | 18.28% |
| FBP INSURANCE SERVICES3 | 130 THEORY, SUITE 200 IRVINE, CA 926173065 | VISION SERVICE PLAN | $3K | — | $3K | 2.07% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | 130 THEORY, SUITE 200 IRVINE, CA 926173065 | VISION SERVICE PLAN | $619 | — | $619 | 0.46% |
| FBP INSURANCE SERVICES3 Filed as: FBP INSURANCE SERVICES, INC | 130 THEORY STREET, SUITE 200 IRVINE, CA 92617 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $19K | $4K | $23K | 18.18% |
| F.B.P. INSURANCE SERVICES, LLC3 Filed as: F B P INSURANCE SERVICES | 130 THEORY ST STE 200 IRVINE, CA 92617 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | $2K | $9K | 18.61% |
| F.B.P. INSURANCE SERVICES, LLC3 Filed as: F.B.P. INSURANCE SERVICES, INC. | 130 THEORY STREET, SUITE 200 IRVINE, CA 926173065 | KAISER FOUNDATION HEALTH PLAN INC | $964 | — | $964 | 2.90% |
| MCGRIFF INSURANCE SERVICES INC3 | 130 THEORY STE 200 IRVINE, CA 926173065 | KAISER FOUNDATION HEALTH PLAN INC | $415 | — | $415 | 1.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,181 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,181 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 1,783 | $10.4M |
| Dental | AETNA LIFE INSURANCE CO. | 1,783 | $6.8M |
| Vision | VISION SERVICE PLAN | 874 | $133K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 202 | $125K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 202 | $153K |
| Long-term disability | LIFE INSURANCE OF NORTH AMERICA | 202 | $162K |
| Other(2 contracts, 2 carriers) | LIFE INSURANCE OF NORTH AMERICA | 202 | $209K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,783 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.