| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADVANTAGE BENEFITS GROUP3 Filed as: ADVANTAGE BENEFITS GROUP INC. | 7355 EAST KEMPER ROAD, SUITE C CINCINNATI, OH 45249 | AMERICAN UNITED LIFE INSURANCE COMPANY | $25K | — | $25K | 7.09% |
| ADVANTAGE BENEFITS GROUP3 Filed as: ADVANTAGE BENEFITS GROUP,INC. | 7355 EAST KEMPER RD., STE. C CINCINNATI, OH 45249 | SUPERIOR DENTAL CARE, INC. | $9K | — | $9K | 4.12% |
| ADVANTAGE BENEFITS GROUPS, INC3 Filed as: ADVANTAGE BENEFIT GROUP | 7355 E KEMPER RD CINCINNATI, OH 45249 | EYEMED VISION CARE | $3K | — | $3K | 8.03% |
| LEE ROY YOUNG ENTERPRISES3 | 816 POWELL AVENUE MIAMISBURG, OH 45342 | CONTINENTAL AMERICAN | $11K | — | $11K | 32.35% |
| ADVANTAGE BENEFITS GROUP3 | 7355 EAST KEMPER CINCINNATI, OH 45249 | CONTINENTAL AMERICAN | $8K | — | $8K | 23.32% |
| MICHAEL MAGOTEAUX3 | 2250 CARDO ROAD FT. LORAMIE, OH 45845 | CONTINENTAL AMERICAN | $1K | — | $1K | 3.53% |
| DOUGLAS BARGER3 | 7355 EAST KEMPER ROAD CINCINNATI, OH 45249 | CONTINENTAL AMERICAN | $1K | — | $1K | 3.14% |
| KEVIN SVARDA3 | 7364 WATERWAY DRIVE WAYNESVILLE, OH 45066 | CONTINENTAL AMERICAN | $903 | — | $903 | 2.60% |
| KYLE DUANE DAFLER3 Filed as: KYLE DAFLER | 2431 HAWKINS ROAD RICHMOND, IN 47374 | CONTINENTAL AMERICAN | $258 | — | $258 | 0.74% |
| LINDA ANKNEY3 | 4901 COUNTRY PARK DRIVE TIPP CITY, OH 45371 | AFLAC | $182 | — | $182 | 3.34% |
| DANIEL WAYNE BANKS3 Filed as: DANIEL BANKS | 7370 WATERWAY DRIVE WAYNESVILLE, OH 45068 | AFLAC | $169 | — | $169 | 3.10% |
| KATHLEEN KRAPP3 | 8 OAK STREET TROTWOOD, OH 45426 | AFLAC | $105 | — | $105 | 1.93% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMMUNITY INSURANCE COMPANY (G1728) EIN 31-1440175 NONE | Claims processing; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Contract Administrator; Other fees Service code 12 | — | $255K |
| ADVANTAGE BENEFITS GROUP,INC. NONE | Other commissions; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 7355 EAST KEMPER ROAD - SUITE C CINCINNATI, OH 45249 | $0 |
| EXPRESS SCRIPTS EIN 31-1714795 PBM | Claims processing; Contract Administrator; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 590 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 593 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUPERIOR DENTAL CARE, INC. | 1,007 | $210K |
| Vision | EYEMED VISION CARE | 774 | $39K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 596 | $351K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 596 | $351K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 596 | $351K |
| Stop-loss / reinsurancereinsurance | COMMUNITY INSURANCE COMPANY (G1728) | 294 | $583K |
| Other(3 contracts, 3 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 596 | $392K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,007 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.