Welfare broker

ADVANTAGE BENEFITS GROUPS, INC

Mailing address (most recent filing)

1 IONIA AVE SW

STE 300

GRAND RAPIDS, MI 49503

Total comp: $31K
Commissions: $28K
Fees: $3K
Filings: 4
Sponsors: 4

Carrier mix

Where ADVANTAGE BENEFITS GROUPS, INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

WESTPORT INSURANCE CORPORATION100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
WESTPORT INSURANCE CORPORATION	1	$225K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$225K	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ADVANTAGE BENEFITS GROUPS, INC's plans by broker comp / premium ratio. Median 3.23% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ADVANTAGE BENEFITS GROUPS, INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ADVANTAGE BENEFITS GROUPS, INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FOREST HEALTH SERVICES, LLC FOREST HEALTH SERVICES, LLC WELFARE BENEFIT PLAN	MI	$225K	$7K	SWISS RE CORPORATE SOLUTIONS