| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 4830 WEST KENNEDY BLVD STE 850 TAMPA, FL 33609 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $33K | $33K | 5.15% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 4830 WEST KENNEDY BLVD STE 850 TAMPA, FL 33609 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $3K | $0 | $3K | 9.85% |
| REBEKAH L FUSSELL3 | 11007 CREIGHTON DR ORLANDO, FL 32817 | AFLAC | $1K | $0 | $1K | 12.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 203 N LA SALLE STREET FLOOR 20 WINTER PARK, FL 60601 | AFLAC | $774 | $0 | $774 | 8.33% |
| YASMIN GONZALEZ3 | 1651 TERRACE ST COCOA, FL 32922 | AFLAC | $264 | $141 | $405 | 4.36% |
| A & M BONURA & ASSOCIATES INC3 | 1882 LAUREL BROOK LOOP CASSELBERRY, FL 32707 | AFLAC | $317 | $0 | $317 | 3.41% |
| ERIKA LYNN SPENCER3 | 3507 PIXIE LN SAINT CLOUD, FL 34772 | AFLAC | $315 | $0 | $315 | 3.39% |
| AMY SLOKAN3 Filed as: AMY LEE SLOKAN | 4326 CAMPSITE LOOP ORLANDO, FL 32824 | AFLAC | $174 | $0 | $174 | 1.87% |
| JANINE S WEBB3 | 117 BERKELEY ST SATELLITE BEACH, FL 32937 | AFLAC | $106 | $22 | $128 | 1.38% |
| BONNETT AND ASSOCIATES LLC3 | 7 OAK ST UNIT 102 COCOA, FL 32922 | AFLAC | $22 | $22 | $44 | 0.47% |
| BONNETT AND ASSOCIATES LLC3 | 933 LEE RD STE 200 ORLANDO, FL 32810 | AFLAC | $41 | $0 | $41 | 0.44% |
| BRIAN FALK3 | PO BOX 1073 FLAGLER BEACH, FL 32136 | AFLAC | $12 | $0 | $12 | 0.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 1560 ORANGE AVE SUITE 750 WINTER PARK, FL 32789 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $518 | $2K | 20.87% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 1560 ORANGE AVE SUITE 750 WINTER PARK, FL 32789 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $922 | $347 | $1K | 20.65% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 1560 ORANGE AVE SUITE 750 WINTER PARK, FL 32789 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $874 | $317 | $1K | 20.45% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 1125 SOUTH CHURCH STREET BURLINGTON, NC 27216 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $424 | $0 | $424 | 9.99% |
| HUNT JANICE L3 | 2620 RED SKY CT BURLINGTON, KY 41005 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $58 | $0 | $58 | 2.39% |
| EXPLAIN MY BENEFITS LLC3 | 2461 W STATE ROAD 426 SUITE 2021 OVIEDO, FL 32765 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $33 | $0 | $33 | 1.36% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ALTAMONTE SPRINGS, FL 32716 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $23 | $0 | $23 | 0.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 94 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 95 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 71 | $635K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 52 | $31K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 55 | $4K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 96 | $15K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 23 | $9K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 71 | $635K |
| Other(4 contracts, 3 carriers) | AFLAC | 96 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 96 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.