| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TFA BENEFITS3 | 397 LITTLE NECK ROAD STE 108 BLDG 3300 VIRGINIA BEACH, VA 23452 | HEALTHKEEPERS INC. | $8K | — | $8K | 0.89% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS AGY OF VA INC | 8570 MAGELLAN PARKWAY STE 1100 RICHMOND, VA 23227 | HEALTHKEEPERS INC. | $6K | — | $6K | 0.65% |
| TFA BENEFITS3 | 397 LITTLE NECK ROAD STE 108 BLDG 3300 VIRGINIA BEACH, VA 23452 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $2K | — | $2K | 0.91% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS AGY OF VA INC | 8570 MAGELLAN PARKWAY STE 1100 RICHMOND, VA 23227 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $1K | — | $1K | 0.67% |
| TFA BENEFITS3 Filed as: TFA BENEFITS/TAYLOR JOHNSON | 397 LITTLE NECK ROAD, STE 108 BLDG 3300 VIRGINIA BEACH, VA 23452 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 3.49% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS OF VA | 11220 ASSETT LOOP SUITE 304 MANASSAS, VA 20109 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $840 | — | $840 | 0.72% |
| TFA BENEFITS3 | 397 LITTLE NECK ROAD STE 108 BLDG 3300 VIRGINIA BEACH, VA 23452 | ANTHEM LIFE INSURANCE COMPANY | $5K | — | $5K | 5.97% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS AGY OF VA INC | 8570 MAGELLAN PARKWAY STE 1100 RICHMOND, VA 23227 | ANTHEM LIFE INSURANCE COMPANY | $1K | — | $1K | 1.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 250 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 12 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 263 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTHKEEPERS INC. | 215 | $1.1M |
| Dental | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 185 | $117K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 185 | $117K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 285 | $86K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 285 | $86K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 285 | $86K |
| Prescription drug(2 contracts, 2 carriers) | HEALTHKEEPERS INC. | 215 | $1.1M |
| Other | ANTHEM LIFE INSURANCE COMPANY | 285 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 285 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.