No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS EIN 13-3689044 RECORDKEEPER | Recordkeeping fees; Shareholder servicing fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Participant communication; Finders' fees / placement fees; Sales loads (front end and deferred); Direct payment from the plan; Account maintenance fees; Distribution (12b-1) fees; Claims processing; Investment management; Participant loan processing Service code 12 | — | $61K |
| CREATIVE PLANNING EIN 43-1270780 INVESTMENT ADVISOR | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $24K |
| LOCKTON EIN 20-8874282 INVESTMENT ADVISOR | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $24K |
| EIDE BAILLY LLP NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | PO BOX 1914 BISMARCK, ND 585021914 | $12K |
| EMPOWER ANNUITY INSURANCE COMPANY O NONE | Participant loan processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees Service code 15 | 8515 EAST ORCHARD ROAD GREENWOOD VILLAGE, CO 80111 | $10K |
| CHARLES SCHWAB & CO., INC EIN 94-1737782 SECURITIES BROKER | Securities brokerage; Securities brokerage commissions and fees; Shareholder servicing fees Service code 33 | — | $250 |
| CHARLES SCHWAB & CO., INC. | Shareholder servicing fees Service code 59 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 361 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 167 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 8 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 539 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | PRUDENTIAL INSURANCE COMPANY | 1 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.