No insurance carriers on this filing. Self-funded welfare plans typically pay TPAs and PBMs through Schedule C, not Schedule A.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS EIN 13-3689044 RECORDKEEPER | Recordkeeping and information management (computing, tabulating, data processing, etc.); Distribution (12b-1) fees; Recordkeeping fees; Finders' fees / placement fees; Claims processing; Account maintenance fees; Shareholder servicing fees; Sales loads (front end and deferred); Investment management; Participant loan processing; Float revenue; Participant communication; Direct payment from the plan Service code 12 | — | $90K |
| LOCKTON EIN 20-8874282 INVESTMENT ADVISOR | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $48K |
| EIDE BAILLY LLP EIN 45-0250958 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $11K |
| CHARLES SCHWAB & CO., INC. EIN 94-1737782 SECURITIES BROKER | Securities brokerage commissions and fees; Securities brokerage Service code 33 | — | $300 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 348 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 120 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 5 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 479 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Self-funded plan with no stop-loss carrier attached. Catastrophic-risk exposure; stop-loss specialist sales target.