| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JENNA DIEDE DAKOTALAND COMMUNITY IN3 Filed as: JENNA DIEDE-DAKOTA FINANCIAL SERVIC | 1371 DAKOTA AVENUE SOUTH HURON, SD 57350 | DELTA DENTAL OF SOUTH DAKOTA | $3K | — | $3K | 1.47% |
| ACRIPOINT LLC3 | 125 EAST DAKOTA AVENUE PIERRE, SD 57501 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| BENEUSA LLC3 | 261 SCHOOL AVENUE SUITE 350 EXCELSIOR, MN 55331 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| ACRIPOINT LLC3 | 125 EAST DAKOTA AVENUE PIERRE, SD 57501 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| BENEUSA LLC3 | 261 SCHOOL AVENUE SUITE 350 EXCELSIOR, MN 55331 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| DAKOTALAND COMMUNITY INSURANCE, LLC3 | 1371 DAKOTA AVENUE SOUTH SUITE 200 HURON, SD 57350 | OPTILEGRA, INC. | $3K | — | $3K | 10.00% |
| ACRIPOINT LLC3 | 125 EAST DAKOTA AVENUE PIERRE, SD 57501 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| BENEUSA LLC3 | 261 SCHOOL AVENUE SUITE 350 EXCELSIOR, MN 55331 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| ACRIPOINT LLC3 | 125 EAST DAKOTA AVENUE PIERRE, SD 57501 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| BENEUSA LLC3 | 261 SCHOOL AVENUE SUITE 350 EXCELSIOR, MN 55331 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $811 | $811 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 181 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF SOUTH DAKOTA | 172 | $173K |
| Vision | OPTILEGRA, INC. | 170 | $30K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 176 | $51K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 176 | $49K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 176 | $21K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 176 | $51K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 176 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.