Welfare broker

BENEUSA LLC

Mailing address (most recent filing)

PO BOX 1240

WATERTOWN, MN 55388

Total comp: $639K
Commissions: $211K
Fees: $427K
Filings: 113
Sponsors: 113

Carrier mix

Where BENEUSA LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

MEDICA INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
MEDICA INSURANCE COMPANY	1	$985K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MN	1	$985K	0.0%	50.15x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEUSA LLC's plans by broker comp / premium ratio. Median 0.47% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BENEUSA LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BENEUSA LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE SIERRA COMPANY, LLC DBA FENIX GROUP SIERRA CORPORATION WELFARE BENEFIT PLAN	MN	$985K	$5K	MEDICA INSURANCE COMPANY