No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CENTRAL DATA SERVICES, INC EIN 25-1352803 PLAN ADMIN/RECORDKEEPER | Contract Administrator; Direct payment from the plan Service code 13 | 60 BLVD OF THE ALLIES, 5TH FLOOR PITTSBURGH, PA 15222 | $50K |
| SEGAL CONSULTING EIN 13-1835864 PLAN ACTUARY | Direct payment from the plan; Actuarial Service code 11 | 1920 N STREET, NW, SUITE 400 WASHINGTON, DC 200361659 | $31K |
| BROWN, EDWARDS & COMPANY LLP EIN 54-0504608 PLAN AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | 319 MCCLANAHAN STREET SW ROANOKE, VA 24014 | $25K |
| T. ROWE PRICE ASSOCIATES EIN 52-0556948 INVESTMENT MANAGEMENT | Investment management; Investment management fees paid indirectly by plan; Investment management fees paid directly by plan Service code 28 | 100 EAST PRATT STREET BALTIMORE, MD 21202 | $25K |
| SCHWARZWALD MCNAIR & FUSCO LLP EIN 20-0467568 ATTORNEY | Legal; Direct payment from the plan Service code 29 | 1215 SUPERIOR AVENUE CLEVELAND, OH 441143257 | $7K |
| SEGAL SELECT INSURANCE EIN 46-0619194 FIDUCIARY INSUR BROKER | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 333 WEST 34TH STREET NEW YORK, NY 100012402 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 547 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 401 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 948 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HIGHMARK INC | 409 | $1.3M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 699 | $25K |
| Prescription drug(2 contracts, 2 carriers) | HIGHMARK INC | 409 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 699 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.