| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, LLC | 8200 GREENSBORO DRIVE 8TH FLOOR MCLEAN, VA 22102 | CIGNA HEALTH & LIFE INSURANCE COMPANY AND AFFILIATES | $40K | — | $40K | 7.46% |
| DISABILITY RMS5 | P.O. BOX 9757 PORTLAND, ME 04104 | TRANSAMERICA LIFE INSURANCE COMPANY | — | $24K | $24K | 13.50% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3605 GLENWOOD AVE PO BOX 31128 RALEIGH, NC 27622 | TRANSAMERICA LIFE INSURANCE COMPANY | $18K | — | $18K | 10.10% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC DBA MCG | 7701 AIRPORT CENTER DRIVE STE 1800 GREENSBORO, NC 27409 | TRANSAMERICA LIFE INSURANCE COMPANY | $24K | — | $24K | 15.60% |
| DISABILITY RMS5 | P.O. BOX 9757 PORTLAND, ME 04104 | TRANSAMERICA LIFE INSURANCE COMPANY | — | $20K | $20K | 13.50% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3605 GLENWOOD AVE PO BOX 31128 RALEIGH, NC 27622 | TRANSAMERICA LIFE INSURANCE COMPANY | $17K | — | $17K | 11.50% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3605 GLENWOOD AVE PO BOX 31128 RALEIGH, NC 27622 | TRANSAMERICA LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| DISABILITY RMS5 | P.O. BOX 9757, PORTLAND, ME 04104 | TRANSAMERICA LIFE INSURANCE COMPANY | — | $6K | $6K | 13.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC DBA MCG | 7701 AIRPORT CENTER DRIVE STE 1800 GREENSBORO, NC 27409 | TRANSAMERICA LIFE INSURANCE COMPANY | $6K | — | $6K | 14.58% |
| MID ATLANTIC BENEFITS GROUP LLC3 Filed as: MID ATLANTIC BENEFITS GROUP | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 11.52% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 150 SOUTH WARNER RD SUITE 460 KING OF PRUSSIA, PA 19406 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 6.36% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MELTZER GROUP INC. | 6500 ROCK SPRING DRIVE SUITE #500 BETHESDA, MD 20817 | TRUSTMARK INSURANCE COMPANY | $878 | — | $878 | 2.70% |
| MID ATLANTIC BENEFITS GROUP LLC3 Filed as: MID ATLANTIC BENEFITS GROUP | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 11.52% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 150 SOUTH WARNER RD SUITE 460 KING OF PRUSSIA, PA 19406 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 6.36% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MELTZER GROUP INC. | 6500 ROCK SPRING DRIVE #500 BETHESDA, MD 20817 | TRUSTMARK INSURANCE COMPANY | $878 | — | $878 | 2.70% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3605 GLENWOOD AVE PO BOX 31128 RALEIGH, NC 27622 | TRANSAMERICA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| DISABILITY RMS5 | P.O. BOX 9757 PORTLAND, ME 04104 | TRANSAMERICA LIFE INSURANCE COMPANY | — | $3K | $3K | 13.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,580 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,580 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH & LIFE INSURANCE COMPANY AND AFFILIATES | 961 | $536K |
| Vision | CIGNA HEALTH & LIFE INSURANCE COMPANY AND AFFILIATES | 961 | $536K |
| Life insurance(4 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 25 | $256K |
| Short-term disability(2 contracts) | TRANSAMERICA LIFE INSURANCE COMPANY | 749 | $172K |
| Long-term disability(2 contracts) | TRANSAMERICA LIFE INSURANCE COMPANY | 398 | $220K |
| Other(3 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 25 | $223K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 961 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.