| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP, INC. | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | GHMSI | $194K | $66K | $260K | 4.15% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC. | 6500 ROCK SPRING RD STE 410 BETHESDA, MD 20817 | UNION SECURITY INSURANCE COMPANY | $111K | $30K | $141K | 11.74% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28K | $0 | $28K | 28.83% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18K | $0 | $18K | 18.81% |
| MATTHEW D DIPASQUALE3 Filed as: MATTHEW S DIPASQUALE | 1714 FLEET STREET BALTIMORE, MD 21231 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 3.85% |
| MICHAEL C WALKER3 | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 3.70% |
| WESLEY K JOHNSON II3 Filed as: WESLEY K JOHNSON | 8 REED CIRCLE RISING SUN, MD 21911 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 1.74% |
| BRYAN FISH3 | 638 SIDELING COURT SYKESVILLE, MD 21784 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 1.38% |
| MATTHEW G BURNSIDE3 | 6712 HEATHERFORD COURT DERWOOD, MD 20855 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 1.38% |
| BRITTON JOHNSON3 Filed as: BRITTON L JOHNSON | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 1.36% |
| THEON P KARABATSOS3 | 302 MONROE STREET APT B2 ROCKVILLE, MD 20850 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 1.29% |
| THOMAS B SCOTT3 | 1295 MONROE STREET HERNDON, VA 20170 | CONTINENTAL AMERICAN INSURANCE COMPANY | $873 | $0 | $873 | 0.91% |
| SUSAN L MCCLANE3 | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | CONTINENTAL AMERICAN INSURANCE COMPANY | $734 | $0 | $734 | 0.76% |
| BEVERLY THOMAS3 | 601 POST OFFICE ROAD #219 WALDORF, MD 20602 | CONTINENTAL AMERICAN INSURANCE COMPANY | $732 | $0 | $732 | 0.76% |
| LISA M GROOM3 | 4 REVELSTO NE DRIVE NEWARK, DE 19711 | CONTINENTAL AMERICAN INSURANCE COMPANY | $615 | $0 | $615 | 0.64% |
| SUSAN S STRICKLAND3 | 2194 SUGARLOAF PARKVIEW LANE CLARKSBURG, MD 20871 | CONTINENTAL AMERICAN INSURANCE COMPANY | $511 | $0 | $511 | 0.53% |
| JORDAN A PURCELL3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | CONTINENTAL AMERICAN INSURANCE COMPANY | $406 | $0 | $406 | 0.42% |
| JENNIFER D EBAUGH3 | 1670 D MOHEGAN DR HAVRE DE GRACE, MD 21078 | CONTINENTAL AMERICAN INSURANCE COMPANY | $332 | $0 | $332 | 0.35% |
| ROBERT L SONKEN3 Filed as: ROBERT SONKEN | 15925 GREEN MEADOW RD DARNESTOWN, MD 20878 | CONTINENTAL AMERICAN INSURANCE COMPANY | $307 | $0 | $307 | 0.32% |
| JASON A BARE3 | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | $0 | $36 | 0.04% |
| RUSSEL P LASNER3 | 5407 WATER STREET SUITE 106 UPPER MARLBORO, MD 20772 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC. | 6500 ROCK SPRING DR BETHESDA, MD 20817 | TRANSAMERICA LIFE INSURANCE COMPANY | $31K | $0 | $31K | 49.94% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | TRANSAMERICA LIFE INSURANCE COMPANY | $23K | $0 | $23K | 36.79% |
| BRITTON JOHNSON3 | 8 SHACKLEFORD PLAZA STE 300 LITTLE ROCK, AR 72211 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 2.10% |
| LISA M GROOM3 | 4 REVELSTONE DRIVE NEWARK, DE 19711 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.84% |
| ROBERT L SONKEN3 | 15925 GREEN MEADOW RD DARNESTOWN, MD 20878 | TRANSAMERICA LIFE INSURANCE COMPANY | $962 | $0 | $962 | 1.54% |
| THOMAS B SCOTT3 | 1295 MONROE ST HERNDON, VA 20170 | TRANSAMERICA LIFE INSURANCE COMPANY | $739 | $0 | $739 | 1.18% |
| WESLEY K JOHNSON II3 | 3 REED CIRCLE RISING SUN, MD 21911 | TRANSAMERICA LIFE INSURANCE COMPANY | $667 | $0 | $667 | 1.07% |
| THEON P KARABATSOS3 | 302 MONROE CT B2 ROCKVILLE, MD 20850 | TRANSAMERICA LIFE INSURANCE COMPANY | $652 | $0 | $652 | 1.04% |
| SUSAN L MCCLANE3 | 555 CONCORD ST UNIT D HAVRE DE GRACE, MD 21078 | TRANSAMERICA LIFE INSURANCE COMPANY | $605 | $0 | $605 | 0.97% |
| JENNIFER D EBAUGH3 | 1670 D MOHEGAN DR HAVRE DE GRACE, MD 21078 | TRANSAMERICA LIFE INSURANCE COMPANY | $598 | $0 | $598 | 0.96% |
| SUSAN S STRICKLAND3 | 6219 EXECUTIVE BLVD ROCKFORD, MD 20852 | TRANSAMERICA LIFE INSURANCE COMPANY | $539 | $0 | $539 | 0.86% |
| MID ATLANTIC BENEFITS SOLUTION3 Filed as: MID ATLANTIC BENEFIT SOLUTIONS LLC | 1060 LASKIN RD STE 12B VIRGINIA BEACH, VA 23451 | TRANSAMERICA LIFE INSURANCE COMPANY | $370 | $0 | $370 | 0.59% |
| MATTHEW D DIPASQUALE3 Filed as: MATTHEW D DIIPASQUALE | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | TRANSAMERICA LIFE INSURANCE COMPANY | $185 | $0 | $185 | 0.30% |
| JORDAN A PURCELL3 | 203 MARKET ST HAVRE DE GRACE, MD 21078 | TRANSAMERICA LIFE INSURANCE COMPANY | $154 | $0 | $154 | 0.25% |
| THOAMS ASSOCIATES LLC3 | 2801 SCENIC MEADOW ST WALDORF, MD 20603 | TRANSAMERICA LIFE INSURANCE COMPANY | $151 | $0 | $151 | 0.24% |
| RUSSELL P LASNER3 | 1001 TIMMONY CIRCLE ACCOKEEK, MD 20607 | TRANSAMERICA LIFE INSURANCE COMPANY | $8 | $0 | $8 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 510 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 510 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | GHMSI | 1,253 | $6.3M |
| Dental | UNION SECURITY INSURANCE COMPANY | 636 | $1.2M |
| Life insurance(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 636 | $1.3M |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 636 | $1.2M |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 636 | $1.2M |
| Prescription drug | GHMSI | 1,253 | $6.3M |
| Other(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 636 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,253 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.