See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 12 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| KAISER FOUNDATION HEALTH PLAN, INC. EIN 94-1340523 ADMINISTRATOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Float revenue; Claims processing; Contract Administrator Service code 12 | P.O. BOX 741562 LOS ANGELES, CA 900741562 | $5.2M |
| ANTHEM BLUE CROSS EIN 95-4331852 CONTRACT ADMINISTRATOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Claims processing; Float revenue; Other services Service code 12 | BOA LOCK BOX SERVICES LAC-005812 2706 MEDIA CENTER DRIVE LOS ANGELES, CA 90065 | $2.0M |
| CHOICE ADMINISTRATORS INC ADMINISTRATOR | Contract Administrator; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Other services Service code 12 | 721 S PARKER ST #200 ORANGE, CA 92868 | $353K |
| AMERICAN RIVER BENEFIT ADMIN EIN 68-0134480 ADMINISTRATOR | Direct payment from the plan; Contract Administrator Service code 13 | 3435 AMERICAN RIVER DRIVE SUITE B SACRAMENTO, CA 95864 | $158K |
| NORTH COAST BUILDERS EXCHANGE EIN 94-1262984 PARTY-IN-INTEREST | Other services; Direct payment from the plan Service code 49 | PO BOX 8070 SANTA ROSA, CA 954078070 | $150K |
| MARIN BUILDERS ASSOCIATION EIN 94-1415040 PARTY-IN-INTEREST | Other services; Direct payment from the plan Service code 49 | 660 LAS GALLINAS AVENUE SAN RAFAEL, CA 94903 | $116K |
| B.E.A.M.S, INC. EIN 68-0244529 PARTY-IN-INTEREST | Other services; Direct payment from the plan Service code 49 | PO BOX 8070 SANTA ROSA, CA 954078070 | $32K |
| BLUE CROSS OF CALIFORNIA EIN 95-3760890 CONTRACT ADMINISTRATOR | Claims processing; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Contract Administrator Service code 12 | — | $27K |
| KEITH WOODS PROFESSIONAL SERVICES NONE | Consulting (general); Direct payment from the plan Service code 16 | 4774 CARISSA AVENUE SANTA ROSA, CA 95405 | $24K |
| CLIFTONLARSONALLEN, LLP EIN 41-0746749 PARTY-IN-INTEREST | Other services; Direct payment from the plan Service code 49 | PO BOX 31001-2433 PASADENA, CA 911102433 | $24K |
| BAY AREA BUILDERS EXCHANGE EIN 94-0348020 PARTY-IN-INTEREST | Other services; Direct payment from the plan Service code 49 | 3055 ALVARADO STREET SAN LEANDRO, CA 94577 | $22K |
| VISION SERVICE PLAN - CA EIN 94-1632821 ADMINISTRATOR | Contract Administrator; Other services; Claims processing; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | PO BOX 45210 SAN FRANCISCO, CA 941455210 | $21K |
| ANTHEM BLUE CROSS LIFE & HEALTH INS EIN 95-4331852 CONTRACT ADMINISTRATOR | Insurance agents and brokers; Other services; Other commissions; Claims processing; Insurance brokerage commissions and fees; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 12 | MAIL DROP OH3403A266 3075 VANDERCAR WAY CINCINNATI, OH 45209 | $14K |
| MOSS ADAMS EIN 91-0189318 AUDITORS | Accounting (including auditing); Direct payment from the plan Service code 10 | 999 3RD AVENUE SEATTLE, WA 981044022 | $10K |
| SEGAL SELECT INSURANCE SERVICES, IN EIN 13-2619159 PARTY-IN-INTEREST | Insurance agents and brokers; Direct payment from the plan; Insurance services Service code 22 | PO BOX 21420 NEW YORK, NY 100871393 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 192 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 195 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC | 659 | $4.8M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 328 | $30K |
| Life insurance(2 contracts) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 384 | $29K |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC | 659 | $4.8M |
| Other(2 contracts) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 384 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 659 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.