| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ART HAUSER INSURANCE INC3 Filed as: ART HAUSER INSURANCE INC. | 8260 NORTHCREEK DR. SUITE 200 CINCINNATI, OH 45236 | UNITEDHEALTHCARE INSURANCE COMPANY | -$62K | — | -$62K | -2.04% |
| ART HAUSER INSURANCE INC3 Filed as: ART HAUSER INSURANCE, INC. | 8260 NORTHCREEK DR. SUITE 200 CINCINNATI, OH 45236 | COMMUNITY CARE | — | $5K | $5K | 3.07% |
| THE HOLMES ORGANISATION3 Filed as: HOLMES ORGANISATION | PO BOX 1440 TULSA, OK 741011440 | COMMUNITY CARE | — | $4K | $4K | 2.67% |
| ART HAUSER INSURANCE INC3 Filed as: ART HAUSER INSURANCE INC. | 5905 E. GALBRAITH RD. #9000 CINCINNATI, OH 45236 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 5.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 5555 SAN FELIPE ST. SUITE 1500 HOUSTON, TX 77056 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 4.99% |
| ART HAUSER INSURANCE INC3 Filed as: ART HAUSER INSURANCE, INC. | 5905 E. GALBRAITH RD. SUITE 9 CINCINNATI, OH 45236 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 5.47% |
| AON CONSULTING INC3 Filed as: AON HEWITT - AUSTIN | 9442 N CAPITAL OF TX HWY #1-830 AUSTIN, TX 78759 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $651 | — | $651 | 1.78% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 20 WACKER DRIVE CHICAGO, IL 606731298 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $603 | — | $603 | 1.65% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 5555 SAN FELIPE ST. SUITE 1500 HOUSTON, TX 77056 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 5.08% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: ART HAUSER INSURNCE INC. | 5905 E. GALBRAITH RD. #9000 CINCINNATI, OH 45236 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 4.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 649 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 652 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 572 | $3.6M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 415 | $161K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 718 | $37K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 649 | $137K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 170 | $30K |
| Prescription drug | HEALTH ADVANTAGE | 104 | $424K |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 649 | $137K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 718 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.