| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD HOLLYWOOD, FL 33021 | AETNA LIFE INSURANCE COMPANY | $918K | — | $918K | 0.79% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD SUITE 400N HOLLYWOOD, FL 33021 | METROPOLITAN LIFE INSURANCE COMPANY | $1.8M | $56K | $1.9M | 9.35% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD HOLLYWOOD, FL 33021 | AETNA HEALTH, INC. | $64K | $81K | $145K | 1.91% |
| ENGAGE INSURANCE AGENCY3 | 3001 EXECUTIVE DRIVE, SUITE 340 CLEARWATER, FL 33762 | KAISER FOUNDATION HEALTH PLAN, INC. | $75K | $0 | $75K | 1.89% |
| ENGAGE INSURANCE AGENCY3 | 3001 EXECUTIVE DRIVE, SUITE 340 CLEARWATER, FL 33762 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $5K | $0 | $5K | 4.60% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD SUITE 400N HOLLYWOOD, FL 33021 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $8K | $0 | $8K | 8.07% |
| ENGAGE INSURANCE AGENCY3 | 3001 EXECUTIVE DRIVE, SUITE 340 CLEARWATER, FL 33762 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | $2K | $0 | $2K | 1.91% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD SUITE 400N HOLLYWOOD, FL 33021 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $5K | $0 | $5K | 8.24% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD SUITE 400N HOLLYWOOD, FL 33021 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $4K | $0 | $4K | 8.08% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD HOLLYWOOD, FL 33021 | COMBINED INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 14.97% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| S2 HR SOLUTIONS DBA ENGAGE EIN 45-2441552 ADMINISTRATION | Plan Administrator Service code 14 | — | $3.2M |
| HEALTH ADVOCATE SOLUTIONS EIN 23-3080019 ENROLLMENT/EAP | Participant communication Service code 38 | — | $259K |
| GROOM EIN 52-1219029 LEGAL | Legal Service code 29 | — | $256K |
| MILLIMAN SOLUTIONS LLC EIN 47-5650627 UNDERWRITING | Actuarial Service code 11 | — | $207K |
| TALENT ON DEMAND EIN 20-2013538 TEMP SERVICES | Other fees Service code 99 | — | $89K |
| BENEFIT RESOURCES EIN 16-1428488 COBRA ADMIN | Other services Service code 49 | — | $88K |
| MZQ CONSULTING EIN 38-4010278 DISCRIMINATION TESTING | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $63K |
| COHNREZNICK LLP EIN 33-4144829 AUDITOR | Accounting (including auditing) Service code 10 | — | $28K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 23,776 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 23,776 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 7 carriers) | AETNA LIFE INSURANCE COMPANY | 17,618 | $128.1M |
| Dental(5 contracts, 5 carriers) | AETNA LIFE INSURANCE COMPANY | 36,244 | $136.2M |
| Vision(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 36,244 | $136.0M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 36,244 | $19.9M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 36,244 | $19.9M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 36,244 | $19.9M |
| Prescription drug(5 contracts, 5 carriers) | AETNA LIFE INSURANCE COMPANY | 17,618 | $127.9M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 36,244 | $20.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 36,244 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.