| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD HOLLYWOOD, FL 33021 | AETNA LIFE INSURANCE COMPANY | $463K | $1.2M | $1.7M | 1.89% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD SUITE 400N HOLLYWOOD, FL 33021 | METROPOLITAN LIFE INSURANCE COMPANY | $977K | $0 | $977K | 7.74% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD HOLLYWOOD, FL 33021 | AETNA HEALTH, INC. | $86K | $129K | $215K | 1.91% |
| ENGAGE INSURANCE AGENCY3 | 3001 EXECUTIVE DRIVE, SUITE 340 SAINT PETERSBURG, FL 33762 | KAISER FOUNDATION HEALTH PLAN INC | $25K | $0 | $25K | 3.15% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD SUITE 400N HOLLYWOOD, FL 33021 | METROPOLITAN LIFE INSURANCE COMPANY | $89K | $13K | $102K | 19.10% |
| ENGAGE INSURANCE AGENCY3 | 3001 EXECUTIVE DRIVE, SUITE 340 SAINT PETERSBURG, FL 33762 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $8K | $0 | $8K | 1.93% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD SUITE 400N HOLLYWOOD, FL 33021 | METROPOLITAN LIFE INSURANCE COMPANY | $68K | $10K | $79K | 18.28% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD SUITE 400N HOLLYWOOD, FL 33021 | METROPOLITAN LIFE INSURANCE COMPANY | $71K | $11K | $81K | 19.01% |
| ENGAGE INSURANCE AGENCY3 | 3001 EXECUTIVE DRIVE, SUITE 340 SAINT PETERSBURG, FL 33762 | KAISER FOUNDATION HEALTH PLAN INC | $7K | $0 | $7K | 2.47% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD SUITE 400N HOLLYWOOD, FL 33021 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $8K | $0 | $8K | 8.22% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD SUITE 400N HOLLYWOOD, FL 33021 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $2K | $19K | 23.96% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD SUITE 400N HOLLYWOOD, FL 33021 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $4K | $0 | $4K | 8.08% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD SUITE 400N HOLLYWOOD, FL 33021 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $3K | $0 | $3K | 8.42% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD HOLLYWOOD, FL 33021 | COMBINED INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 15.00% |
| ENGAGE INSURANCE AGENCY3 | 4000 HOLLYWOOD BOULEVARD SUITE 400N HOLLYWOOD, FL 33021 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $561 | $4K | 18.58% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| S2 HR SOLUTIONS DBA ENGAGE EIN 45-2441552 ADMINISTRATION | Plan Administrator Service code 14 | — | $2.4M |
| HEALTH ADVOCATE SOLUTIONS EIN 23-3080019 ENROLLMENT/EAP | Participant communication Service code 38 | — | $239K |
| MILLIMAN SOLUTIONS LLC EIN 47-5650627 UNDERWRITING | Actuarial Service code 11 | — | $180K |
| MZQ CONSULTING EIN 38-4010278 DISCRIMINATION TESTING | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $173K |
| BENEFIT RESOURCES EIN 16-1428488 COBRA ADMIN | Other services Service code 49 | — | $69K |
| COHNREZNICK LLP EIN 22-1478099 AUDITOR | Accounting (including auditing) Service code 10 | — | $26K |
| GROOM EIN 52-1219029 LEGAL | Legal Service code 29 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 20,894 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 20,894 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 7 carriers) | AETNA LIFE INSURANCE COMPANY | 14,672 | $101.8M |
| Dental(5 contracts, 5 carriers) | AETNA LIFE INSURANCE COMPANY | 19,014 | $101.5M |
| Vision(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 19,014 | $101.4M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 19,014 | $12.6M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 19,014 | $12.6M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 19,014 | $12.6M |
| Prescription drug(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 14,672 | $100.0M |
| Other(8 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 20,894 | $14.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,894 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.