No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INDEPENDENCE ADMINISTRATORS | Claims processing; Direct payment from the plan Service code 12 | PO BOX 826989 PHILADELPHIA, PA 191826989 | $3.2M |
| MEDCO CONTAINMENT LIFE INSURANCE | Direct payment from the plan; Claims processing Service code 12 | 100 PARSONS POND DRIVE FRANKLIN LAKES, NJ 07417 | $2.4M |
| THE UNION LABOR LIFE INSURACE CO EIN 13-1423090 | Direct payment from the plan; Claims processing Service code 12 | — | $1.9M |
| BENESYS EIN 38-2383171 | Contract Administrator; Direct payment from the plan Service code 13 | — | $893K |
| DELTA DENTAL EIN 31-0685339 | Insurance services; Direct payment from the plan Service code 23 | — | $316K |
| UNITED ACTUARIAL SERVICES, INC. EIN 35-2156428 | Actuarial; Direct payment from the plan Service code 11 | — | $155K |
| ASHERKELLY | Legal; Direct payment from the plan Service code 29 | 25800 NORTHWESTERN HIGHWAY SUITE 1100 SOUTHFIELD, MI 48075 | $128K |
| THE SEGAL COMPANY EIN 13-1975125 | Consulting (general); Direct payment from the plan Service code 16 | — | $92K |
| MORGAN STANLEY EIN 91-1671384 | Investment management fees paid directly by plan; Investment management Service code 28 | — | $90K |
| SAGE ADVISORY SERVICES EIN 74-2798841 | Investment management; Investment management fees paid directly by plan Service code 28 | — | $88K |
| AMERICAN GRAPHICS | Direct payment from the plan; Participant communication Service code 38 | 34895 GROESBECK CLINTON TOWNSHIP, MI 48035 | $55K |
| CIUNI & PANICHI, INC. EIN 34-1322309 | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $42K |
| KEYBANK | Investment management fees paid directly by plan; Investment management Service code 28 | 127 PUBLIC SQUARE 17TH FLOOR CLEVELAND, OH 44114 | $32K |
| PNC BANK | Investment management; Investment management fees paid directly by plan Service code 28 | 300 FIFTH AVENUE PITTSBURGH, PA 15222 | $31K |
| ACCESS | Insurance services; Direct payment from the plan Service code 23 | 99 NORTH BRICE ROAD SUITE 360 COLUMBUS, OH 43213 | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,878 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,604 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 11,482 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 12,059 | $574K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 10,373 | $1.2M |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 9,976 | $35K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,059 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.