No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS AND BLUE SHIELD | Direct payment from the plan; Claims processing Service code 12 | 1351 WM. HOWARD TAFT ROAD CINCINNATI, OH 45026 | $3.4M |
| CONSUMERS LIFE INSURANCE | Claims processing; Direct payment from the plan Service code 12 | P.O. BOX 951916 CLEVELAND, OH 44193 | $665K |
| BENESYS EIN 38-2383171 | Direct payment from the plan; Contract Administrator Service code 13 | — | $648K |
| MEDCO CONTAINMENT LIFE INSURANCE | Direct payment from the plan; Claims processing Service code 12 | 100 PARSONS POND DRIVE FRANKLIN LAKES, NJ 07417 | $389K |
| DELTA DENTAL EIN 31-0685339 | Insurance services; Direct payment from the plan Service code 23 | — | $289K |
| PART D ADVISORS, INC. | Direct payment from the plan; Insurance services Service code 23 | 17199 N. LAUREL PARK DRIVE SUITE 400 LIVONIA, MI 48152 | $112K |
| UNITED ACTUARIAL SERVICES, INC. EIN 35-2156428 | Actuarial; Direct payment from the plan Service code 11 | — | $110K |
| SULLIVAN, WARD, ASHER & PATTON, PC EIN 38-1880608 | Legal; Direct payment from the plan Service code 29 | — | $105K |
| SAGE ADVISORY SERVICES EIN 74-2798841 | Investment management fees paid directly by plan; Investment management Service code 28 | — | $105K |
| MORGAN STANLEY EIN 91-1671384 | Investment management fees paid directly by plan; Investment management Service code 28 | — | $90K |
| AMERICAN GRAPHICS | Participant communication; Direct payment from the plan Service code 38 | 34895 GROESBECK CLINTON TOWNSHIP, MI 48035 | $69K |
| CIUNI & PANICHI, INC. EIN 34-1322309 | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $68K |
| KEYBANK | Investment management fees paid directly by plan; Investment management Service code 28 | 127 PUBLIC SQUARE 17TH FLOOR CLEVELAND, OH 44114 | $51K |
| PNC BANK | Investment management; Investment management fees paid directly by plan Service code 28 | 300 FIFTH AVENUE PITTSBURGH, PA 15222 | $43K |
| LEDBETTER, PARISI LLC EIN 03-0599599 | Legal; Direct payment from the plan Service code 29 | — | $24K |
| CLARK, SCHAEFER, HACKETT & CO EIN 31-0800053 | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $22K |
| ACCESS | Direct payment from the plan; Insurance services Service code 23 | 99 NORTH BRICE ROAD SUITE 360 COLUMBUS, OH 43213 | $15K |
| CONDUENT HR CONSULTING, LLC EIN 81-2983623 | Investment management; Investment management fees paid directly by plan Service code 28 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,753 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,047 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 11,800 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | CONSUMERS LIFE INSURANCE COMPANY | 11,808 | $588K |
| Other | CONSUMERS LIFE INSURANCE COMPANY | 11,808 | $588K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,808 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.