| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 6TH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | KAISER FOUNDATION HEALTH PLAN INC | $53K | $0 | $53K | 3.22% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 6TH AVE FL 30 PITTSBURGH, PA 15222 | KAISER FOUNDATION HEALTH PLAN INC | $42K | $0 | $42K | 3.87% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 6TH AVENUE STE 3 PITTSBURGH, PA 15222 | STANDARD INSURANCE COMPANY | $48K | $30K | $78K | 10.32% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 6TH AVENUE STE 3 PITTSBURGH, PA 15222 | STANDARD INSURANCE COMPANY | $79K | $26K | $106K | 16.05% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 6TH AVENUE STE 3 PITTSBURGH, PA 15222 | STANDARD INSURANCE COMPANY | $33K | $19K | $52K | 11.13% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 6TH AVENUE SUITE 3 PITTSBURGH, PA 15222 | STANDARD INSURANCE COMPANY | $111K | $12K | $123K | 39.98% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 2730 SIDNEY ST STE 330 PITTSBURGH, PA 15203 | VISION SERVICE PLAN | $4K | $0 | $4K | 1.94% |
| ASSUREDPARTNERS3 Filed as: HDH GROUP INC | 210 SIXTH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC | $2K | $0 | $2K | 2.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,049 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 10 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,064 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 149 | $2.8M |
| Vision | VISION SERVICE PLAN | 2,361 | $215K |
| Life insurance | STANDARD INSURANCE COMPANY | 5,049 | $658K |
| Short-term disability | STANDARD INSURANCE COMPANY | 2,446 | $760K |
| Long-term disability | STANDARD INSURANCE COMPANY | 2,324 | $469K |
| Prescription drug(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 149 | $2.8M |
| Other | STANDARD INSURANCE COMPANY | 5,049 | $658K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,049 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.