| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 6TH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | KAISER FOUNDATION HEALTH PLAN INC | $55K | $0 | $55K | 3.73% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 6TH AVE FL 30 PITTSBURGH, PA 15222 | KAISER FOUNDATION HEALTH PLAN INC | $36K | $0 | $36K | 4.26% |
| BUETTNER INSURANCE AGENCY, INC.3 | 5200 WARNER AVE STE 105 HUNTINGTON BEACH, CA 92649 | KAISER FOUNDATION HEALTH PLAN INC | -$4K | $0 | -$4K | -0.41% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 6TH AVENUE STE 3 PITTSBURGH, PA 15222 | STANDARD INSURANCE COMPANY | $32K | $26K | $58K | 7.80% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 6TH AVENUE STE 3 PITTSBURGH, PA 15222 | STANDARD INSURANCE COMPANY | $54K | $21K | $76K | 12.37% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 6TH AVENUE STE 3 PITTSBURGH, PA 15222 | STANDARD INSURANCE COMPANY | $19K | $15K | $34K | 7.80% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 6TH AVE FL 30 PITTSBURGH, PA 15222 | VISION SERVICE PLAN | $4K | $0 | $4K | 1.87% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 6TH AVENUE SUITE 3 PITTSBURGH, PA 15222 | STANDARD INSURANCE COMPANY | $93K | $8K | $101K | 49.06% |
| ASSUREDPARTNERS3 Filed as: HDH GROUP INC | 210 SIXTH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $4K | $0 | $4K | 3.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,032 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 23 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 75 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 840 | $2.6M |
| Vision | VISION SERVICE PLAN | 2,377 | $208K |
| Life insurance | STANDARD INSURANCE COMPANY | 5,032 | $613K |
| Short-term disability | STANDARD INSURANCE COMPANY | 2,456 | $740K |
| Long-term disability | STANDARD INSURANCE COMPANY | 2,368 | $436K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 99 | $955K |
| Other | STANDARD INSURANCE COMPANY | 5,032 | $613K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,032 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.