| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE #1446 ACCT. 30215288 CHICAGO, IL 60675 | METROPOLITAN LIFE INSURANCE COMPANY | $107K | $48 | $108K | 3.08% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE #1446 ACCT. 30215288 CHICAGO, IL 60675 | METROPOLITAN LIFE INSURANCE COMPANY | — | $35K | $35K | 1.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $611K | — | $611K | 42.73% |
| HEWITT INSURANCE BROKERAGE LLC3 | 38030 TREASURY CENTER CHICAGO, IL 606499300 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | $6K | $13K | $20K | 1.48% |
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | — | $6K | $6K | 0.45% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | HARTFORD LIFE AND ACCIDENT | — | $5K | $5K | 0.36% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | ALLSTATE WORKPLACE DIVISION | $36K | — | $36K | 14.57% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $147K | — | $147K | 63.33% |
| MMGRI LLC3 | 4500 WESTOWN PARKWAY CHICAGO, IL 606949300 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | 5600 WEST 83RD STREET, 8200 TOWER SUITE 1000 MINNEAPOLIS, MN 55437 | HYATT LEGAL PLANS | $8K | — | $8K | 10.25% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | F/K/A AON RISK SERVICES MINNESOTA 8300 NORMAN CENTER DRIVE, #1000 MINNEAPOLIS, MN 55437 | HYATT LEGAL PLANS | — | $529 | $529 | 0.68% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | NORTHERN TRUST BANK 75 REMITTANCE DR. DEPT 1446 CHICAGO, IL 60675 | HYATT LEGAL PLANS | — | $172 | $172 | 0.22% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | HYATT LEGAL PLANS | — | $48 | $48 | 0.06% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 7.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 19,920 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 19,940 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 3,816 | $2.4M |
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 10,081 | $4.3M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 9,688 | $552K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 15,630 | $1.6M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 15,630 | $1.4M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 15,630 | $1.4M |
| Other(5 contracts, 5 carriers) | HARTFORD LIFE AND ACCIDENT | 19,920 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,920 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.