| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUKATY COMPANIES3 | 4601 CFOLLEGE BLVD LEAWOOD, KS 66211 | BLUECROSS BLUESHIELD KC | $84K | $42K | $126K | 2.15% |
| BUKATY COMPANIES3 | 4601 CFOLLEGE BLVD LEAWOOD, KS 66211 | CIGNA LIFE AND HEALTH | $28K | $0 | $28K | 9.89% |
| BUKATY COMPANIES3 | 4601 CFOLLEGE BLVD LEAWOOD, KS 66211 | SUN LIFE ASSURANCE COMPANUY | $28K | $17K | $45K | 17.71% |
| HEALTH & BEENEFIT SYSTEMS3 | 6363 COLLEGE BLVD SUITE 500 OVERLAND PARK, KS 66211 | MASS MUTUAL | $5K | $0 | $5K | 5.57% |
| KEITH SIGMAN3 | 903 EAST 104TH STREET SUITE 800 KANSAS CITY, MO 64131 | MASS MUTUAL | $5K | $0 | $5K | 5.28% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 60673 | MASS MUTUAL | $1K | $0 | $1K | 1.32% |
| CHRISTOPHER SZEM3 Filed as: CHRISTOPHER FURRULE | 1305 CAMPUS PKWY #100 WALL TOWNSHIP, NJ 07753 | MASS MUTUAL | $400 | $0 | $400 | 0.47% |
| MARK HENRY RODDEN3 | 10975 BENSON DRIVE SUITE 350 OVERLAND PARK, KS 66210 | MASS MUTUAL | $144 | $0 | $144 | 0.17% |
| BRIAN ROBERTS3 | 16150 MAIN CIRCLE DRIVE SUITE 400 CHESTERFIELD, MO 63017 | MASS MUTUAL | $114 | $0 | $114 | 0.13% |
| BUKATY COMPANIES3 Filed as: MICHAEL BUKATY | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | MASS MUTUAL | $21 | $0 | $21 | 0.02% |
| BUKATY COMPANIES3 | 4601 CFOLLEGE BLVD LEAWOOD, KS 66211 | VISION SERVICE PLANS | $7K | $0 | $7K | 10.07% |
| BUKATY COMPANIES3 | 4601 CFOLLEGE BLVD LEAWOOD, KS 66211 | CIGNA LIFE AND HEALTH | $526 | $0 | $526 | 10.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SUN LIFE ASSURANCE COMPANY EIN 38-1082080 FMLA & ATP CLAIMS PAYER | Claims processing Service code 12 | — | $25K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 397 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 397 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD KC | 332 | $5.8M |
| Dental | CIGNA LIFE AND HEALTH | 343 | $281K |
| Vision | VISION SERVICE PLANS | 251 | $73K |
| Life insurance | SUN LIFE ASSURANCE COMPANUY | 397 | $254K |
| Long-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANUY | 397 | $340K |
| Prescription drug | BLUECROSS BLUESHIELD KC | 332 | $5.8M |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANUY | 397 | $259K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 397 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.