No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHY ALLIANCE LIFE INSURANCE COM EIN 86-0257201 NONE | Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $1.2M |
| BENESYS, INC. EIN 38-2383171 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $1.0M |
| MILLIMAN USA EIN 91-0675641 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $120K |
| HARTNETT REYES-JONES NONE | Direct payment from the plan Service code 50 | 4399 LACLEDE AVENUE ST. LOUIS, MO 63108 | $78K |
| THE INT'L UNION OF OPERATING E RELATED ORGANIZATION | Direct payment from the plan Service code 50 | 1125 17TH STREET, NW WASHINGTON, DC 20036 | $63K |
| LOCAL 513 EIN 43-0338091 RELATED ADMINISTRATOR | Direct payment from the plan; Other fees Service code 50 | — | $54K |
| THE COMMERCE TRUST COMPANY EIN 48-0962626 NONE | Investment management; Direct payment from the plan Service code 28 | — | $45K |
| CONSTRUCTION DATA SERVICES NONE | Consulting (general); Direct payment from the plan Service code 16 | 2348 HAMPTON AVE ST. LOUIS, MO 63139 | $35K |
| BOSTON TRUST WALDEN COMPANY NONE | Investment management fees paid directly by plan; Investment management; Custodial (securities) Service code 19 | ONE BEACON STREET BOSTON, MA 02108 | $20K |
| NATIONAL INVESTMENT SERVICES NONE | Direct payment from the plan Service code 50 | 200 W MADISON STREET CHICAGO, IL 60606 | $20K |
| ANDERS MINKLER HUBER & HELM LLP EIN 43-0831507 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $18K |
| BRYAN CAVE LEIGHTON PAISNER LLC NONE | Direct payment from the plan; Legal Service code 29 | 211 N BROADWAY STE 3600 ST. LOUIS, MO 63102 | $15K |
| NEPC, LLC EIN 26-1429809 NONE | Investment advisory (plan) Service code 27 | — | $15K |
| NORTHERN TRUST EIN 38-2383171 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,360 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,275 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,635 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MISSOURI | 3,566 | $0 |
| Vision | VISION SERVICE PLAN | 3,523 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,566 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.