No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.1M |
| DELTA DENTAL EIN 43-0908349 NONE | Claims processing Service code 12 | — | $164K |
| MILLIMAN USA EIN 91-0675641 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $99K |
| NATIONAL INVESTMENT SERVICES NONE | Direct payment from the plan Service code 50 | 200 W MADISON STREET CHICAGO, IL 60606 | $77K |
| LOCAL 513 EIN 43-0338091 RELATED ADMINISTRATOR | Direct payment from the plan Service code 50 | — | $60K |
| VISION SERVICE PLAN EIN 36-3560825 NONE | Claims processing Service code 12 | — | $55K |
| HARTNETT REYES-JONES NONE | Direct payment from the plan Service code 50 | 4399 LACLEDE AVENUE ST. LOUIS, MO 63108 | $54K |
| THE COMMERCE TRUST COMPANY EIN 48-0962626 NONE | Direct payment from the plan; Investment management Service code 28 | — | $53K |
| BOSTON TRUST WALDEN COMPANY NONE | Custodial (securities); Investment management; Investment management fees paid directly by plan Service code 19 | ONE BEACON STREET BOSTON, MA 02108 | $34K |
| CONSTRUCTION DATA SERVICES NONE | Consulting (general) Service code 16 | 2348 HAMPTON AVE ST. LOUIS, MO 63139 | $31K |
| ANDERS MINKLER HUBER & HELM LLP EIN 43-0831507 NONE | Accounting (including auditing) Service code 10 | — | $26K |
| NEPC, LLC EIN 26-1429809 NONE | Investment advisory (plan) Service code 27 | — | $20K |
| MEDEXPERT INTERNATIONAL INC NONE | Direct payment from the plan Service code 50 | 1300 HANCOCK STREET REDWOOD CITY, CA 94063 | $19K |
| BRYAN CAVE LEIGHTON PAISNER LLC NONE | Legal Service code 29 | 211 N BROADWAY STE 3600 ST. LOUIS, MO 63102 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,927 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,225 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,152 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.