| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MACCARTEE MEDICAL MANAGEMENT INC3 | 7101 WISCONSIN AVE STE 1200 BETHESDA, MD 20814 | CAREFIRST BLUECHOICE | $69K | $8K | $77K | 3.92% |
| AP BENEFITS ADVISORS LLC5 Filed as: AP BENEFITS ADVISORS | 200 INTERNATIONAL CIR STE 4500 HUNT VALLEY, MD 21030 | CAREFIRST BLUECHOICE | — | $17K | $17K | 0.85% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $6K | $31K | 18.03% |
| MACCARTEE MEDICAL MANAGEMENT INC3 | 7101 WISCONSIN AVE STE 1200 BETHESDA, MD 20814 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 2.08% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.95% |
| MACCARTEE MEDICAL MANAGEMENT INC3 Filed as: MACCARTEE MEDICAL MGMT INC | 7101 WISCONSIN AVE #1200 BETHESDA, MD 20814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 15.13% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 5.04% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BNFT ADMINISTRATOR INC | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 5.00% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 2.19% |
| DAVID SCHENKEL JR3 | 2141 INDUSTRIAL PARKWAY SUITE 204 SILVER SPRING, MD 20904 | AFLAC | $3K | $30 | $3K | 6.27% |
| TONYA TURNER3 | 3864 HOLBORN PL FREDERICK, MD 21704 | AFLAC | $2K | $60 | $2K | 4.23% |
| ROGERS BENEFIT GROUP INC3 Filed as: SHARON ROGERS | 207 CADLE AVENUE EDGEWATER, MD 21037 | AFLAC | $2K | — | $2K | 3.76% |
| ANNA WHITE3 | 13904 ASCOTT DRIVE UPPER MARLBORO, MD 20772 | AFLAC | $2K | $18 | $2K | 3.75% |
| PETER J HELIOTIS3 | 203 NORMANDY DRIVE SILVER SPRING, MD 20901 | AFLAC | $2K | $149 | $2K | 3.25% |
| MACCARTEE MEDICAL MANAGEMENT INC3 | 7101 WISCONSIN AVENUE SUITE 1200 BETHESDA, MD 20814 | AFLAC | $1K | — | $1K | 2.55% |
| ANASTASIA BARANOV3 | 1905 CARTER MILL WAY BROOKEVILLE, MD 20833 | AFLAC | $1K | $29 | $1K | 2.20% |
| JAMES HAWKINS3 | 2141 INDUSTRIAL PARKWAY SUITE 204 SILVER SPRING, MD 20904 | AFLAC | $905 | — | $905 | 1.70% |
| DANIEL E ALTMIRE3 | 12800 MIDDLEBROOK ROAD SUITE 490 GERMANTOWN, MD 20874 | AFLAC | $773 | $30 | $803 | 1.51% |
| MARK JOHNSTON3 Filed as: MARK A JOHNSTON | 934 SWEENEY DR STE 8 HAGERSTOWN, MD 21740 | AFLAC | $435 | $30 | $465 | 0.87% |
| DAVID NERENBERG3 | 61 CALABASH COURT ROCKVILLE, MD 20850 | AFLAC | $457 | — | $457 | 0.86% |
| YVONNE CRISPINO KLINGER3 | 152 ROLLINS AVENUE SUITE 210 ROCKVILLE, MD 20852 | AFLAC | $357 | — | $357 | 0.67% |
| BENJAMIN KLINGER3 | 5503 SPRUCE TREE AVENUE BETHESDA, MD 20814 | AFLAC | $255 | — | $255 | 0.48% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVENUE APT 713 BETHESDA, MD 20814 | AFLAC | $132 | — | $132 | 0.25% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | AFLAC | $87 | — | $87 | 0.16% |
| DIVYA JAIN3 | 4401 FAIR LAKES COURT SUITE 304 FAIRFAX, VA 22033 | AFLAC | $50 | — | $50 | 0.09% |
| MICHAEL SUMMERS3 | 6204 CHEVERLY PARK DRIVE CHEVERLY, MD 20785 | AFLAC | $47 | — | $47 | 0.09% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $34 | — | $34 | 0.06% |
| MICHAEL EDWARD RISKA3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $30 | — | $30 | 0.06% |
| KIMBERLY L LUSHBAUGH3 | 14 CATAWBA CIRCLE HAGERSTOWN, MD 21742 | AFLAC | $27 | — | $27 | 0.05% |
| JEREMY A FELDMAN3 | 15324 SWEETBAY STREET WOODBINE, MD 21797 | AFLAC | $18 | — | $18 | 0.03% |
| ARON D TERAN3 | 3812 CARRIAGE HILL DRIVE FREDERICK, MD 21704 | AFLAC | $13 | — | $13 | 0.02% |
| JASON ALLAN BARE3 | 203 MARKET ST STE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $9 | — | $9 | 0.02% |
| EDWIN VEGA3 | 134 PINECOVE AVENUE ODENTON, MD 21113 | AFLAC | $9 | — | $9 | 0.02% |
| KELLY LYNN FELDMAN3 | 15324 SWEETBAY STREET WOODBINE, MD 21797 | AFLAC | $9 | — | $9 | 0.02% |
| AUTUMN STROHMAIER3 | 254 CHAPMAN RD STE 203 NEWARK, DE 19702 | AFLAC | $9 | — | $9 | 0.02% |
| AUTUMN STROHMAIER3 | 176 S SHORE RD ELKTON, MD 21921 | AFLAC | $9 | — | $9 | 0.02% |
| MICHAEL C WALKER3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $3 | — | $3 | 0.01% |
| KENNETH B COFER3 | 5950 SYMPHONY WOODS ROAD SUITE 214 COLUMBIA, MD 21044 | AFLAC | $3 | — | $3 | 0.01% |
| JASON D ELLIS3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $2 | — | $2 | 0.00% |
| GREGORY D HILL3 | 16142 SWALLOWTAIL PL MIDLOTHIAN, VA 23113 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL BENDER3 | 1803 RESEARCH BOULEVARD SUITE 400 ROCKVILLE, MD 20850 | AFLAC | $2K | — | $2K | 4.37% |
| DAVID SCHENKEL JR3 | 2141 INDUSTRIAL PARKWAY SUITE 204 SILVER SPRING, MD 20904 | AFLAC | $2K | $24 | $2K | 4.26% |
| MACCARTEE MEDICAL MANAGEMENT INC3 | 7101 WISCONSIN AVENUE SUITE 1200 BETHESDA, MD 20814 | AFLAC | $1K | — | $1K | 2.81% |
| ANASTASIA BARANOV3 | 1905 CARTER MILL WAY BROOKEVILLE, MD 20833 | AFLAC | $728 | $24 | $752 | 1.67% |
| MICKLEY CONSULTING LLC3 | 400 WEST WILSON BRIDGE ROAD SUITE 200 WORTHINGTON, OH 43085 | AFLAC | $567 | — | $567 | 1.26% |
| JAMES HAWKINS3 | 2141 INDUSTRIAL PARKWAY SUITE 204 SILVER SPRING, MD 20904 | AFLAC | $477 | $71 | $548 | 1.21% |
| TONYA TURNER3 | 3812 CARRIAGE HILL DRIVE FREDERICK, MD 21704 | AFLAC | $412 | $31 | $443 | 0.98% |
| DAVID NERENBERG3 | 61 CALABASH COURT ROCKVILLE, MD 20850 | AFLAC | $308 | — | $308 | 0.68% |
| DANIEL E ALTMIRE3 | 12800 MIDDLEBROOK ROAD SUITE 490 GERMANTOWN, MD 20874 | AFLAC | $255 | $6 | $261 | 0.58% |
| YVONNE CRISPINO KLINGER3 | 152 ROLLINS AVENUE SUITE 210 ROCKVILLE, MD 20852 | AFLAC | $240 | — | $240 | 0.53% |
| PETER J HELIOTIS3 | 203 NORMANDY DRIVE SILVER SPRING, MD 20901 | AFLAC | $175 | — | $175 | 0.39% |
| BENJAMIN KLINGER3 | 5503 SPRUCE TREE AVENUE BETHESDA, MD 20814 | AFLAC | $155 | — | $155 | 0.34% |
| MICKLEY CONSULTING LLC3 | 1103 SCHROCK ROAD SUITE 201 COLUMBUS, OH 43229 | AFLAC | $148 | — | $148 | 0.33% |
| PETER J HELIOTIS3 | 203 NORMANDY DRIVE SILVER SPRING, MD 20901 | AFLAC | $120 | — | $120 | 0.27% |
| AMBER D STEIN3 | 14966 ROBINS ROAD JOHNSTOWN, OH 43031 | AFLAC | $117 | — | $117 | 0.26% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVENUE APT 713 BETHESDA, MD 20814 | AFLAC | $102 | — | $102 | 0.23% |
| HARE AND ASSOCIATES LLC3 Filed as: HARE AND ASSOC LLC | 6324 TARTON FIELDS LANE MASON, OH 45040 | AFLAC | $90 | — | $90 | 0.20% |
| ROGERS BENEFIT GROUP INC3 Filed as: SHARON ROGERS | 207 CADLE AVENUE EDGEWATER, MD 21037 | AFLAC | $86 | — | $86 | 0.19% |
| MARK JOHNSTON3 Filed as: MARK A JOHNSTON | 124 UNDERKE TERRACE HEDGESVILLE, WV 25427 | AFLAC | $79 | — | $79 | 0.17% |
| LOUIS M LABORDE3 | 4027 MANHEIN COURT JEFFERSON, MD 21755 | AFLAC | $51 | — | $51 | 0.11% |
| ANNA WHITE3 | 13904 ASCOTT DRIVE UPPER MARLBORO, MD 20772 | AFLAC | $45 | — | $45 | 0.10% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | AFLAC | $44 | — | $44 | 0.10% |
| SCOTT M GOLDEN3 | 8709 BURDETTE ROAD BETHESDA, MD 20817 | AFLAC | $44 | — | $44 | 0.10% |
| MARK JOHNSTON3 Filed as: MARK A JOHNSTON | 934 SWEENEY DRIVE SUITE 8 HAGERSTOWN, MD 21740 | AFLAC | $43 | — | $43 | 0.10% |
| DIVYA JAIN3 | 4401 FAIR LAKES COURT SUITE 304 FAIRFAX, VA 22033 | AFLAC | $31 | $6 | $37 | 0.08% |
| RAYMOND J BLANKENSHIP3 | 9300 CORPORATE BOULEVARD ROCKVILLE, MD 20850 | AFLAC | $31 | — | $31 | 0.07% |
| MICHAEL EDWARD RISKA3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $28 | — | $28 | 0.06% |
| MICHAEL SUMMERS3 | 6204 CHEVERLY PARK DRIVE CHEVERLY, MD 20785 | AFLAC | $23 | $3 | $26 | 0.06% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $22 | — | $22 | 0.05% |
| KIMBERLY L LUSHBAUGH3 | 14 CATAWBA CIRCLE HAGERSTOWN, MD 21742 | AFLAC | $17 | — | $17 | 0.04% |
| TARA R PELLET3 | 11100 INNSBROOK WAY IJAMSVILLE, MD 21754 | AFLAC | $15 | — | $15 | 0.03% |
| AON CONSULTING INC3 Filed as: STEPHANIE A HEWITT | 37 HIGH STREET GUILFORD, ME 04443 | AFLAC | $14 | — | $14 | 0.03% |
| JEREMY A FELDMAN3 | 15324 SWEETBAY STREET WOODBINE, MD 21797 | AFLAC | $12 | — | $12 | 0.03% |
| ARON D TERAN3 | 3812 CARRIAGE HILL DRIVE FREDERICK, MD 21704 | AFLAC | $10 | — | $10 | 0.02% |
| EDWIN VEGA3 | 134 PINECOVE AVENUE ODENTON, MD 21113 | AFLAC | $6 | — | $6 | 0.01% |
| KELLY LYNN FELDMAN3 | 15324 SWEETBAY STREET WOODBINE, MD 21797 | AFLAC | $6 | — | $6 | 0.01% |
| MICHAEL C WALKER3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $5 | — | $5 | 0.01% |
| JASON D ELLIS3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $4 | — | $4 | 0.01% |
| KIMBERLY L LUSHBAUGH3 | 14 CATAWBA CIRCLE HAGERSTOWN, MD 21742 | AFLAC | $4 | — | $4 | 0.01% |
| KENNETH B COFER3 | 5950 SYMPHONY WOODS ROAD SUITE 214 COLUMBIA, MD 21044 | AFLAC | $2 | — | $2 | 0.00% |
| MACCARTEE MEDICAL MANAGEMENT INC3 Filed as: MACCARTEE MEDICAL MGMT INC | 7101 WISCONSIN AVE #1200 BETHESDA, MD 20814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 14.84% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BNFT ADMINISTRATOR INC | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 4.95% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $969 | $969 | 2.18% |
| MACCARTEE MEDICAL MANAGEMENT INC3 Filed as: MACCARTEE MEDICAL MGMT INC | 7101 WISCONSIN AVE #1200 BETHESDA, MD 20814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 15.13% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 5.04% |
| BOON CHAPMAN BNFT ADMNSTRS INC3 | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $824 | $824 | 2.16% |
| MACCARTEE MEDICAL MANAGEMENT INC3 Filed as: MACCARTEE MEDICAL MGMT INC | 7101 WISCONSIN AVE #1200 BETHESDA, MD 20814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 14.80% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BNFT ADMINISTRATOR INC | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 5.01% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 4.93% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $651 | $651 | 2.39% |
| MACCARTEE MEDICAL MANAGEMENT INC3 Filed as: MACCARTEE MEDICAL MGMT INC | 7101 WISCONSIN AVE #1200 BETHESDA, MD 20814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $555 | — | $555 | 15.18% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BNFT ADMINISTRATOR INC | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $188 | $188 | 5.14% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $185 | $185 | 5.06% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $81 | $81 | 2.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 202 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 42 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 247 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CAREFIRST BLUECHOICE | 157 | $2.0M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 284 | $173K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 284 | $173K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 216 | $44K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 217 | $68K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 217 | $38K |
| Prescription drug | CAREFIRST BLUECHOICE | 157 | $2.0M |
| Other(6 contracts, 2 carriers) | AFLAC | 217 | $212K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 284 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.