| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MACCARTEE MEDICAL MANAGEMENT INC3 Filed as: MACCARTEE MEDICAL MANAGEMENT | 7101 WISCONSIN AVE STE 1200 BETHESDA, MD 20814 | CAREFIRST BLUECHOICE | $76K | $15K | $91K | 4.18% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | $24K | $5K | $30K | 18.59% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 2.41% |
| MACCARTEE MEDICAL MANAGEMENT INC3 Filed as: MACCARTEE MEDICAL MGMT INC | 7101 WISCONSIN AVE #1200 BETHESDA, MD 20814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | $2K | $13K | 17.74% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $4K | $4K | 4.97% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BNFT ADMINISTRATOR INC | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $4K | $4K | 4.96% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 1.91% |
| MACCARTEE MEDICAL MANAGEMENT INC3 Filed as: MACCARTEE MEDICAL MGMT INC | 7101 WISCONSIN AVE #1200 BETHESDA, MD 20814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | $1K | $8K | 17.91% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 5.02% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BNFT ADMINISTRATOR INC | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 4.97% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $901 | $901 | 1.91% |
| MACCARTEE MEDICAL MANAGEMENT INC3 Filed as: MACCARTEE MEDICAL MGMT INC | 7101 WISCONSIN AVE #1200 BETHESDA, MD 20814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $1K | $7K | 17.74% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 4.97% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BNFT ADMINISTRATOR INC | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 4.96% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $760 | $760 | 1.91% |
| MACCARTEE MEDICAL MANAGEMENT INC3 Filed as: MACCARTEE MEDICAL MGMT INC | 7101 WISCONSIN AVE #1200 BETHESDA, MD 20814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $1K | $6K | 18.22% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 5.02% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BNFT ADMINISTRATOR INC | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 4.97% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $667 | $667 | 2.10% |
| DAVID SCHENKEL JR3 | 2141 INDUSTRIAL PARKWAY SUITE 204 RIVER SPRING, MD 20904 | AFLAC | $1K | — | $1K | 4.89% |
| PETER J HELIOTIS3 | 203 NORMANDY DRIVE SILVER SPRING, MD 20901 | AFLAC | $1K | — | $1K | 4.07% |
| TONYA TURNER3 | 3684 HOLBURN PLACE FREDERICK, MD 21704 | AFLAC | $1K | — | $1K | 3.55% |
| ANNA WHITE3 | 13904 ASCOTT DRIVE UPPER MARLBORO, MD 20772 | AFLAC | $1K | $9 | $1K | 3.37% |
| ROGERS BENEFIT GROUP INC3 Filed as: SHARON ROGERS | 207 CADLE AVENUE EDGEWATER, MD 21037 | AFLAC | $998 | — | $998 | 3.32% |
| MACCARTEE MEDICAL MANAGEMENT INC3 | 7101 WISCONSIN AVE SUITE 1200 BETHESDA, MD 20814 | AFLAC | $659 | — | $659 | 2.19% |
| DAVID NERENBERG3 | 61 CALABASH COURT ROCKVILLE, MD 20850 | AFLAC | $579 | $65 | $644 | 2.14% |
| ANASTASIA BARANOV3 | 1905 CARTER MILL WAY BROOKEVILLE, MD 20833 | AFLAC | $506 | — | $506 | 1.68% |
| DANIEL E ALTMIRE3 | 12800 MIDDLEBROOK ROAD SUITE 490 GERMANTOWN, MD 20874 | AFLAC | $408 | — | $408 | 1.36% |
| YVONNE CRISPINO KLINGER3 | 152 ROLLINS AVE SUITE 210 ROCKVILLE, MD 20852 | AFLAC | $401 | — | $401 | 1.33% |
| BENJAMIN KLINGER3 | 5503 SPRUCE TREE AVENUE BETHESDA, MD 20814 | AFLAC | $302 | — | $302 | 1.00% |
| MARK JOHNSTON3 Filed as: MARK A JOHNSTON | 934 SWEENEY DRIVE SUITE 8 HAGERSTOWN, MD 21740 | AFLAC | $197 | — | $197 | 0.66% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVENUE APARTMENT 713 BETHESDA, MD 20814 | AFLAC | $148 | — | $148 | 0.49% |
| METZLER GROUP INC3 Filed as: THE METZLER GROUP INC | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | AFLAC | $92 | — | $92 | 0.31% |
| MARK JOHNSTON3 Filed as: MARK A JOHNSTON | 934 SWEENEY DRIVE SUITE 8 HAGERSTOWN, MD 21740 | AFLAC | $65 | — | $65 | 0.22% |
| KIMBERLY L LUSHBAUGH3 | 14 CATAWBACIRCLE HEGERSTOWN, MD 21742 | AFLAC | $48 | $13 | $61 | 0.20% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTSVILLE, MD 21104 | AFLAC | $40 | — | $40 | 0.13% |
| AUTUMN STROHMAIER3 | 254 CHAPMAN ROAD SUITE 203 NEWARK, DE 19702 | AFLAC | $25 | — | $25 | 0.08% |
| MICHAEL EDWARD RISKA3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $24 | — | $24 | 0.08% |
| ARON D TERAN3 | 3812 CARRIAGE HILL DRIVE FREDERICK, MD 21704 | AFLAC | $23 | — | $23 | 0.08% |
| ARON D TERAN3 Filed as: ARON TERAN | 70 THOMAS JOHNSON DRIVE SUITE 102 FREDERICK, MD 21702 | AFLAC | $3 | $13 | $16 | 0.05% |
| JASON ALLAN BARE3 | 203 MARKET STREET SUITE 210 HARVE DE GRACE, MD 21078 | AFLAC | $13 | — | $13 | 0.04% |
| KENNETH B COFER3 | 5950 SYMPHONY WOODS ROAD SUITE 214 COLUMBIA, MD 21044 | AFLAC | $4 | — | $4 | 0.01% |
| HEREMY FELDMAN3 | 15324 SWEETBAY STREET WOODBINE, MD 21797 | AFLAC | $4 | — | $4 | 0.01% |
| MICHAEL C WALKER3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $3 | — | $3 | 0.01% |
| EDWIN VEGA3 | 134 PINECOVE AVENUE ODENTON, MD 21113 | AFLAC | $2 | — | $2 | 0.01% |
| KELLY LYNN FELDMAN3 | 15324 SWEETBAY STREET WOODBINE, MD 21797 | AFLAC | $2 | — | $2 | 0.01% |
| JASON D ELLIS3 | 203 MARKET STREET SUITE 210 HARVE DE GRACE, MD 21078 | AFLAC | $1 | — | $1 | 0.00% |
| DIVYA JAIN3 | 4401 FAIR LAKES COURT SUITE 304 FAIRFAX, VA 22033 | AFLAC | $1 | — | $1 | 0.00% |
| GREGORY D HILL3 | 16142 SWALLOWTAIL PLACE MIDOTHIAN, VA 23113 | AFLAC | $1 | — | $1 | 0.00% |
| MACCARTEE MEDICAL MANAGEMENT INC3 Filed as: MACCARTEE MEDICAL MGMT INC | 7101 WISCONSIN AVE #1200 BETHESDA, MD 20814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $574 | $123 | $697 | 17.68% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $191 | $191 | 4.84% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BNFT ADMINISTRATOR INC | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $186 | $186 | 4.72% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $82 | $82 | 2.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 292 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 18 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 317 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CAREFIRST BLUECHOICE | 217 | $2.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 214 | $159K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 214 | $159K |
| Life insurance(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 285 | $83K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 285 | $72K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 285 | $40K |
| Prescription drug | CAREFIRST BLUECHOICE | 217 | $2.2M |
| Other(5 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 285 | $153K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 285 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.