| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEGACY ADVISORS LLC3 | 554 LOCUST ST STE 304 COLUMBIA, MO 65201 | UNITEDHEALTHCARE INSURANCE COMPANY | $13K | $32K | $45K | 4.63% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES LLC | 4601 COLLEGE BLVD STE 100 LEAWOOD, KS 66211 | UNITEDHEALTHCARE INSURANCE COMPANY | -$7K | — | -$7K | -0.74% |
| LEGACY ADVISORS LLC3 | 3409 CHATHAM DR COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 10.11% |
| DANIEL A ROHRBOUGH3 | 904 S LOUISVILLE DR COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 3.59% |
| DANIEL FINK3 | 1612 ANTHONY ST APT 4 COLUMBIA, MO 65201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $952 | — | $952 | 2.32% |
| KEVIN J DICKHERBER3 Filed as: KEVIN JOSEPH DICKHERBER | 7571 N FALL CREEK DR COLUMBIA, MO 65202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $724 | — | $724 | 1.76% |
| AARON C EVERLY3 Filed as: AARON CHRISTOPHER EVERLY | 2101 CORONA RD STE 201 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $669 | — | $669 | 1.63% |
| AARON C EVERLY3 Filed as: AARON CHRISTOPHER EVERLY | 2101 CORONA RD STE 201 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $611 | — | $611 | 1.49% |
| CHAD M POSTON3 | 14915 LARRY LN HALLSVILLE, MO 65255 | CONTINENTAL AMERICAN INSURANCE COMPANY | $599 | — | $599 | 1.46% |
| JEFFREY M SATTERLEE3 Filed as: JEFFREY MICHAEL SATTERLEE | 4351 JAGER DR NE STE J RIO RANCHO, NM 87144 | CONTINENTAL AMERICAN INSURANCE COMPANY | $380 | — | $380 | 0.93% |
| JEFFREY M SATTERLEE3 Filed as: JEFFREY MICHAEL SATTERLEE | 4351 JAGER DR NE STE J RIO RANCHO, NM 87144 | CONTINENTAL AMERICAN INSURANCE COMPANY | $318 | — | $318 | 0.78% |
| NIKOLAS RAYE TANNER3 | 1303 ARCARO CT COLUMBIA, MO 65202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $272 | — | $272 | 0.66% |
| ERICA ROSE ASHLEY3 | 2173 MASERATI DR FRISCO, TX 75033 | CONTINENTAL AMERICAN INSURANCE COMPANY | $198 | — | $198 | 0.48% |
| QUIZONTA DION FALLS3 | 301 CAMPUSVIEW DR COLUMBIA, MO 65201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $108 | — | $108 | 0.26% |
| DUSTIN T HARRIS3 | 915 COLORADO AVE GLENWOOD SPRINGS, CO 81601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.09% |
| CHAD M POSTON3 | 14915 LARRY LN HALLSVILLE, MO 65255 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| WESTERMAYER AND ASSOCIATES LLC3 | 2001 TRAILCREST LN #5 KIRKWOOD, MO 63122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 155 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 155 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 150 | $978K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 150 | $978K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 150 | $978K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 150 | $978K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 85 | $41K |
| Other(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 150 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 150 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.